Full Guide to Physicians Malpractice Tail Coverage

January 3, 2025November 1, 2021 by Justin Nabity

Every doctor knows that malpractice insurance is essential to protect their career. However, few fully understand why malpractice tail coverage is so important.

Even if you plan on staying at your current position until you retire, you cannot fully control every factor that would make that a reality.

For example, you might be in good standing with your healthcare organization. However, the organization itself might be failing financially and go under. Where would that leave you?

Do you still need malpractice tail coverage if your current malpractice policy is about to end and you plan on changing up insurance companies?

These questions and more are going to be answered with this full guide to physicians’ malpractice tail coverage.

3+ Ways for Foreign-Born Physicians to File For a J-1 Waiver

January 3, 2025August 30, 2021 by Justin Nabity

Nearly 30% of physicians working in the United States were born abroad. In addition, many of these doctors first came to the United States on a J-1 visa. A J-1 visa is a non-immigrant visa for research scholars, professors, and other professionals participating in cultural exchange programs. J-1 visas are commonly sponsored by the Educational … Read more

The Non-Compete Clause: What is it? Is it enforceable?

January 6, 2023July 19, 2021 by Justin Nabity

The Positives and Negatives of a Non-Compete Clause

When reviewing an employment contract, one of the first things physicians look for is the non-compete clause. It’s only natural to think about the level of job flexibility if they wish to leave an employer. Especially when it’s not a good fit. Statistically, younger physicians will stay at their first job for only two to three years.

Avoid This Costly Pitfall in Physician Contract Negotiation: The Forgiveness Period

October 10, 2025July 19, 2021 by Justin Nabity

You worked hard for your degree. Whether you’re landing your first job or looking to make a career move, understanding the nuances of physician contract negotiation can be a mentally taxing process. Your potential employer is looking out for their best interest. So it’s important that you look out for yours in securing the best possible terms for your career.

Thoroughly reading the proposed contract terms is vital. One aspect that can be particularly sticky is the pesky “forgiveness clause.” A key part of physician contract negotiation is knowing where employers may include terms that can cost you in the long run. Keep reading to learn more about how to get the best physician contract negotiation.

Moonlighting Medical Residents: Side Gigs to Make More Money

January 6, 2025July 8, 2021 by Justin Nabity

As a resident physician, there’s one thing you can count on:

You’re going to earn a relatively small salary despite the long hours and hard work you’ll be putting in.

Residents earn a fraction of what licensed physicians make. And if you’re already burdened by student loan debt, these crucial years of residency training can be some of the most difficult ones to endure.

For many residents, the only way to get ahead on student loans and start saving for the future is to search for moonlighting opportunities.

As a physician, working a side gig, even if for only a few hours per week, can have a serious impact on your finances and your future.

Locum Tenens Coverage: Disability, Health, Malpractice and More

January 3, 2025July 5, 2021 by Justin Nabity

Working in medicine is unique in that the title of “physician” means many different things.

Some physicians work around-the-clock shifts in hospital emergency departments. Other physicians operate private practices and focus on primary care or preventative medicine. Some deliver babies, some treat cancer patients, and some perform invasive neuro or cardiac surgeries.

Yet, no matter what type of specialty you’re in, all physicians share one thing in common:

The ability to perform their work anywhere in the world.

Tech experts might be most in-demand in Silicon Valley. Professional actors are more sought after in LA than in Idaho. On the other side of the coin, physicians can work in any and every major city, small town, and rural part of the world.

The vast majority of physicians work full-time jobs in or near the city in which they live. But a growing number of U.S. physicians, approximately 40,000, choose to work locum tenens positions.

Working as a locum tenens physician has many benefits, but before you give up your job search or quit your full-time gig, there’s something you should consider:

What types of insurance will you need?

If you’re considering working locum tenens, here are the top five types of locum tenens insurance coverage you will need.

Your Full Guide to On-call Pay for Physicians

June 10, 2024April 25, 2021 by Justin Nabity

It’s common for doctors to work long hours, but the end of a shift doesn’t necessarily mean the end of the workday. Many physicians have to be on-call at times. That means being available to work even if you have the day or night off.

While being on-call certainly has its drawbacks, it comes with one benefit as well: additional pay.

Here’s a full breakdown of everything you need to know about on-call pay for physicians.

Physician Letter of Intent: Should You Sign It?

October 20, 2022February 22, 2021 by Justin Nabity

Letters of intent are a normal part of the contract negotiation process and are the first step toward accepting a job offer. But you must be careful not to “tie your negotiation hands” when signing an offer letter.

While the terms of employment may seem very straightforward, signing this before you fully understand the ramifications is not wise.

There are some key elements of a letter of intent that you should review.

Preferably with the help of a physician contract negotiation lawyer to ensure you don’t back yourself into a corner before the negotiation even begins.

Dr. Khadija Chaudrey

January 3, 2025February 1, 2021 by Justin Nabity

When Dr. Khadija Chaudrey moved to Brooklyn from Lahore, Pakistan, she had already completed medical school, landed a residency, and secured a visa to move halfway around the world. However, as a young immigrant physician, there were challenges ahead that her medical training had not prepared her for. “When I first started my residency, I … Read more

How to Get a Utah Medical License

December 4, 2025January 29, 2021 by Justin Nabity

In the last decade, you’ve converted your passion for helping others into one of the most respectable career paths in the world.

So far, you’ve:

Completed a pre-med undergraduate program
Survived four grueling years of medical school
Proven your skills in a two-year progressive residency program
Put your USMLE or COMLEX exams in the rearview

Now, there’s only one barrier between you and a Utah medical license:

The application.

Plus a few fees, deadlines, and documents to tie up a couple of loose ends.

A Utah medical license comes with a hefty price tag — $670 on the “low end.”

However, if you follow this guide and take note of our insider tips, you could have your license to practice medicine in as little as two weeks!

Now, are you ready to start the next chapter in your life and career?

The Positives and Negatives of a Non-Compete Clause

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