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Founder & CEO
Justin Nabity is the founder and CEO of Physicians Thrive, an advisory group helping physicians avoid business and legal pitfalls and build their financial education. As a wealth management advisor from a family of doctors, he launched his business by traveling to medical schools nationwide to educate physicians about their unique financial, legal, and business needs. Today, Physicians Thrive has served physicians at over 400 medical centers, hospitals, and medical schools, and 1000 residency and fellowship programs.
In 2016, Justin co-founded the non-profit Give Sight Global, which sponsors cataract surgeries, glasses and other forms of eye care all over the world. Following volunteer trips with the University of Utah Moran Outreach Program to the Navajo Nation and Tanzania, Justin and his business partner were inspired to donate a portion of their business profits to fund vision care in underserved communities.
Justin has lectured at over 100 universities including John Hopkins, the Mayo Clinic and Stanford. He has served on the boards of the Entrepreneurs Organization and the National Association of Insurance and Financial Advisors, and is committed to helping business leaders find professional opportunities to advance the public good.
In his free time, Justin enjoys spending time with his wife and three children. He has been involved in mentorship programs, is active in his church, and enjoys keeping up with public policy. He’s also an avid travel fan and likes spending time outdoors.
Justin has been featured in Bankrate, MSN, Carol Roth, and Insurance News. Additionally you can listen to interviews with him on the Financial Gravity Podcast and ROI of Why Podcast.
Schedule an appointment with Justin.
Chief Operating Officer
Reid serves as partner and Chief Operations Officer of Omaha-based financial planning firm Physicians Thrive. Since 2013, Reid has led the company’s operations and development.
Reid is a lifelong entrepreneur, and he approaches every professional opportunity with a focus on driving growth, building strong teams, and cultivating meaningful professional networks. He launched his career opening and operating seven Complete Nutrition franchises nationally, and today he is passionate about supporting young entrepreneurs and business leaders.
Reid currently serves as a promotional strategist for the Global Leadership Summit and treasurer for the Executive Forum of Entrepreneurs Organization. He has also been a member and board member at the National Association of Insurance & Financial Advisors (NAIFA).
An exercise enthusiast and former athlete, Reid believes that physical fitness is a powerful catalyst for personal and professional success. He co-founded the nonprofit, Give Sight Global, in hopes of not only encouraging others to live a healthy lifestyle but also inspire people to help those in need.
Schedule an appointment with Reid.
Dave began his career in financial advising in 2006 as he became more aware of the amount of stress finances can have in peoples lives. Dave helps physicians fully utilize their resources so they can focus on their patients and better enjoy their time away from work.
He is registered with the Securities and Exchange Commission, owns a 66 licenses, holds the Life, Health and Annuities insurance licenses and is currently pursuing his Certified Financial Planning® designation.
In his time away from the office, Dave enjoys spending time with his family and friends. Dave and his wife, Josalynn, have two kids. They are involved in their church, enjoy the outdoors, golfing, hiking and biking, and staying active.
Schedule an appointment with Dave.
Michaela Speer graduated from Wayne State College with a Bachelor of Science in Business Administration and a concentration in Finance. While at Wayne she was a four-year starter for the nationally ranked volleyball team, which made an appearance in the Final Four.
She thrives off building relationships and helping clients achieve peace of mind when it comes to their finances. Michaela enjoys working with residents, fellows, and practicing physicians in order to educate and further their knowledge on the topics of tax reduction, insurance planning, contract review and negotiations, financial planning, and retirement planning strategies.
Outside the office, Michaela loves being active by playing with her dogs, roller blading, biking, and competing with her husband in any and all sports.
Schedule an appointment with Michaela.
Andrew played on the men’s golf team at Creighton University and graduated with a Finance and Economics degree. Andrew began his time at Physicians Thrive as an intern and joined the team full time as a financial advisor upon graduation.
Coming from a family who practices medicine, Andrew understands the time commitment and effort it takes to work in the field of medicine and wants to be able to work together to reach their goals.
Currently, Andrew is studying to receive become a Certified Financial Planner. Outside of work and studying, he enjoys golfing, skiing, and spending time with friends and family.
Schedule an appointment with Andrew.
Business Owner Consultant
David Nabity began his career in the insurance business at the age of 19 and opened his own agency at 24. As a result of working with many physicians throughout his career, David has developed great skill assisting physician businesses with estate, investment and retirement planning.
David studied at the University of Nebraska–Omaha, and obtained his financial designations, including CLU and ChFC, through the American College in Bryn Mawr, Pennsylvania. He also holds the prestigious LUTCF designation, which he achieved through the rigorous course administered by the National Association of Insurance and Financial Advisors (NAIFA).
David’s passion is working with physicians to help them solve many of the financial and career problems they face. He is zealous about the issues facing business owners in general, and he often speaks at public seminars on business, investment, and financial planning.
Spencer graduated in 2017 from Nebraska Wesleyan University with a B.S in Biology. He works behind the scene assisting our team of advisors in determining the best strategies for each of our financial planning clients. He compares various scenarios to discern which will give each client the highest chance of reaching their financial goals.
Spencer’s passion for all things analytical can be traced back to his experience as a chemist where he spent significant time running potency testing on pharmaceutical drugs. With his background in research and investigating, he enjoys the opportunity to be a part of a team that makes a positive impact on physicians.
Out of the office, Spencer enjoys hiking, playing basketball, and watching movies -especially anything from the Star Wars franchise. He lives in Omaha with his wife, McKenzie, and their dog Copper.
Client Service Coordinator
Becky assists Physicians Thrive clients by servicing new accounts and existing policies while also managing the underwriting process. She works as a liaison between the advisors to coordinate consultations with clients and advisors. Also, she participates in responsibilities for team charitable initiatives.
Prior to working with our team, she worked in the medical billing industry for over 14 years.
She enjoys traveling and running marathons; both locally and internationally. She also enjoys motorcycle riding with her husband Bryan and has two grown children.
Kersten assists clients by opening new accounts and policies, handling account processes, scheduling consultations with advisors, managing the underwriting process, and interacting with carriers to help ensure the best possible outcomes for all clients.
During college, Kersten enjoyed doing work that allowed her to develop rapport, closeness and friendships. Her love of personal relationships and serving others led her to pursue a Bachelor of Arts degree in Psychology from the University of Nebraska at Omaha.
In her spare time, Kersten enjoys serving at her church, spending time with family and friends, and you can find her participating in anything active including playing on Omaha’s Ultimate Frisbee league year-round.
As a Client Service Coordinator, Brandon Fowler aims to give every client clear and concise service to make purchasing insurance or financial planning straightforward and easy.
Brandon has a Business Finance degree from Wayne State College. During his time at Wayne, he was a member of the baseball team and he has carried this team player mindset into his work ethic. He gives each person he works with a sense that they are cared for.
Outside of the office Brandon enjoys playing golf and basketball, as well as volunteering his time at the Open Door Mission.
His favorite part about working at Physician’s Thrive is that it has provided a community that brings way more to the table than a profession and that every member of the team is empowered to take hold of their own future.
Schedule an appointment with Brandon.
Betsy Rubendall has been with Physicians Thrive for 9 years. She manages the day-to-day operations at Physicians Thrive, administratively supporting her colleagues so they can effectively provide our clients with the best possible outcome in all areas of their professional lives. Prior to her current role, she was the manager of our Contract Review Services, aiding physicians in obtaining favorable employment contracts. She has a Bachelor of Arts degree in Psychology from the University of Nebraska in Lincoln which she uses when coordinating between outside vendors, business advisors, colleagues, and clients.
Betsy has extensive experience in the administrative world where she served as the office manager of a thriving local insurance agency and later as the assistant to the VP of Sales for an international manufacturing company.
Betsy has been married to Darren for 19 years and they have 2 daughters, a cat, and 2 herding dogs. She enjoys cheering at her girls’ soccer games and dance recitals, serving as the Troop Coordinator of their local American Heritage Girls troop, gardening, and being active within the family’s church body.
Private Practice Specialist
Mark Wallace has joined the Physicians Thrive team as a practice start-up consultant, bringing his extensive experience to advise and assist physicians who are interested in starting their own private practices. From finances and compliance to marketing and hiring, Dr. Wallace is passionate about helping physicians navigate the process of opening, owning, and operating private practices.
After earning undergraduate degrees in mathematics and finance from the University of St. Thomas, Dr. Wallace graduated from the Kirksville College of Osteopathic Medicine in 2002. He completed his residency in Otolaryngology and Facial Plastic Surgery and started a solo practice as part of an employed multi-specialty group working at Ali’i Health on the Big Island of Hawaii in 2007. Subsequently, he was employed in a group practice by Tricounty Medical Associates in Milford, Massachusetts.
In 2012, Dr. Wallace launched his own private solo practice in Sault Sainte Marie, Michigan. “I got tired of forcing myself to practice someone else’s model of medicine. I was looking for more freedom and autonomy to decide how many patients I would have, how much time I could spend with each patient, what my schedule was, what equipment I could purchase– the list goes on. With my own practice, I was able to create a model of medicine suited to my individual style.”
After successfully running his own practice for seven years, Dr. Wallace relocated to the United Kingdom with his family in 2019 while his wife attends a graduate program in Essex. In addition to his consulting work, Dr. Wallace continues to practice intermittently as a locum tenens physician with Commonwealth Healthcare Corporation in Saipán. He loves traveling the world with his family and looks forward to planning trips to Australia and New Zealand, Central and South America, Europe, and Southeast Asia.
Client Service Coordinator
With his thorough organization skills and enthusiasm for assisting clients, Edward shines in his role as a Client Service Coordinator. Edward manages communication between advisors and clients as well as assists with the insurance underwriting process and the creation of new accounts.
Edward is the first Physicians Thrive team member to work remotely overseas in the Philippines. Even over video calls, he enjoys the company culture, emphasis on the company core values and positive mindset emphasized by everyone. Edward likes the challenges that come with his responsibilities to not only be a better employee but a more well-rounded individual.
Edward graduated cum laude from Angeles University Foundation with a Bachelor of Arts degree in Communication. He loves sushi, watching sitcoms and crime documentaries, as well as doing arts-related activities, and playing board games with his friends outside of work.
Client Services Coordinator
Antonete is a forward-thinking and highly motivated member of the Physicians Thrive team. She is a Client Service Coordinator and strives to be efficient and effective in her role every day. Antonete has a degree in Business Administration Major in Human Resources Development Management from Baliuag University and she is the second Physicians Thrive employee to join the team from the Phillippines.
Even through video call, Antonete enjoys to working with the Physicians Thrive team. She is excited to grow more confident and skilfully in her position and eventually help train new members of the team.
Outside of the office, Antonete enjoys traveling around her province with her boyfriend on a motorcycle, playing piano for her church and spending time with family.
Attorneys on Physicians Thrive Review Advisory Council
Steven Stratman is an attorney with a practice focused on health care employment law, medical practice entities, business law, and real estate law.
Mr. Stratman is a Director of Wiss, Janney, Elstner, a national Engineering and Architectural firm headquartered in Northbrook, Illinois, and also serves as an Adjunct Faculty Member at Midland University in Fremont, Nebraska, where he is an Instructor in Business Law, Business Ethics and other subjects. Prior to his current private practice, he served as the Deputy General Counsel of First Data Corporation, a global payment processing, and financial services company as well as a partner at Kutak Rock, a national law firm headquartered in Omaha, Nebraska.
He previously co-founded and served as Chief Financial Officer and Legal Counsel for a retail franchise that operated in five States. He and his wife were founding members of the Center for Real Estate at Marquette University.
Mr. Stratman’s charitable activities have included service on the Governing Board, Executive Committee and Development Committee of Creighton Prep and a Capital Campaign Steering Committee for Catholic Charities – Omaha. He is a graduate of the University of St. Thomas (MN) and the University of Notre Dame Law School. Mr. Stratman and his wife reside in Omaha, Nebraska.
Aimee is the founder of Lowe Legal Group, PC LLO – a boutique law firm that provides corporate and transactional legal counsel, with an emphasis on in-house legal services for businesses, comprehensive legal services for physicians including compensation negotiations, employment matters, entity formation, real estate, business advising, and intellectual property, and general executive coaching.
Aimee previously served as in-house counsel for a multi-state company, a judicial clerk at the Nebraska Court of Appeals, as well as an adjunct faculty member at Creighton University School of Law, Omaha, NE.
Aimee is a recipient of the Silver Quill Award, the highest award given for legal writing. She has also received seven CALI Excellence Awards for achieving the highest score in a given class and was a winner of the Creighton Law School International Moot Court competition.
She is a frequent speaker and writer on physician contract negotiations, well-being, business, legal, leadership, faith, and debt-reduction topics.
Our team has worked with thousands of physicians to weigh their options for disability insurance around the United States.
The Heart of What We Do
Doctors invest a lot in their ability to serve us – their patients. We admire their commitment, their hard work, dedication, and the difference they make in their communities.Just as you vow to look out for your patients’ best interest, we vow to look out for yours. Because at the same time you are caring for your patients’ health, you need someone caring for your financial health. You need someone in your corner. Someone you can trust to offer you balanced guidance.