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40% of adults wish they had purchased life insurance at a younger age. Don’t wait to get reliable life insurance coverage that provides financial security for your family.

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Protect Your Loved Ones

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See All Your Options

Our experts present all the options so the freedom to choose the best policy for you is always at your discretion.

The Best Rates

Your life insurance specialists will work with you to find the most affordable coverage available that includes all the necessary features you need.

Reliable Coverage

Our experts only work with the top life insurance companies on the market, so you can count on your policy being there in case the unexpected occurs.

Our advisors can review your employer offered plan and determine what type of additional coverage you may want to consider.

Why buy term life insurance?

Term life insurance offers easy-to-understand protection for your loved ones. With term life, the policy’s owner pays a premium throughout the entire life of the policy. In return, the insurance company will provide a payment if the insured individual dies while the policy is still active.

Physicians who buy life insurance do so to replace the income that would be lost if they unexpectedly passed away. This coverage can help survivors pay bills, repay debt and cover funeral expenses.

- Jigar Panchal

I worked with Dave Swan recently for disability insurance. Dave and his team were very professional and courteous. He was always available for questions and was overall a pleasure to work with.

- Amanda Breard

My husband and I have been with Justin since my husband was a fellow. He has helped us navigate life insurance, disability insurance and financial planning. Over the years, he has become not only our financial planner but a friend.

- Saurabh Singhal

I couldn't recommend Dave & Steve Stratman for contract review services more. I also further have a meeting set with Dave to discuss disability insurance and continue our discussion about financial education and planning in the upcoming weeks.

- Nick Peacock

Great company to work with, helped me set up own occupation disability insurance and were very helpful and great at explaining things along the way.

- Ealena Callender

I have been very pleased with Physician's Thrive. Their representatives are always responsive and helpful. Michaela is pleasant and eager to help. It is great to have one reliable place to go for a wide range of services. I highly recommend them to anyone who asks.

- Doug Zaruta

Top notch all-inclusive financial planning, contract review, accounting, tax planning, and more. Dave Swan is a true professional with strong values and integrity. He and the entire team at Physician's Thrive are trustworthy, reliable, and accessible.

- Jake Luther

Michaela provided excellent advice regarding student loan repayment, investments, and home buying when I was entering residency. I highly recommend her and this company for any physicians that are in search of financial advising.

- Colton Roessner

Michaela gave a great presentation on medical student financial literacy and making the transition from student to resident to attending physician. I would highly recommend her for anyone with financial questions about medical student loans and financial planning!

7,000+ satisfied physicians

Get Ongoing Service.

For no extra cost to you, our advisors advocate for you for the life of your insurance policy. In the case you need to put your policy to use or have questions about your coverage at any time, we are here for you.

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We’ve Placed Billions of Dollars in Life Insurance Coverage.

Our team has worked with thousands of physicians to find their option for life insurance.

$3.3 Billion

and counting…


Get Free Life Insurance Quotes

When you receive your quote comparison, our experienced advisor will review the quotes, explain all your options and the verbiage in each policy in detail to help you create a customized plan that meets your needs and your budget. We will review each element of the plan and the cost associated with it to help you evaluate the value and build unique, cost-effective coverage tailored to your situation.

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