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Contract Review
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Financial Planning
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Starting Your Own Practice
Planning for Retirement
Refinancing Student Loans
Your Financial Future

Resource center from medical school through retirement


- Brendan Calhoun

Very friendly, professional and comprehensive contract review. Well worth it for peace of mind.

- Jigar Panchal

I worked with Dave Swan recently for disability insurance. Dave and his team were very professional and courteous. He was always available for questions and was overall a pleasure to work with.

- Ealena Callender

I have been very pleased with Physician's Thrive. Their representatives are always responsive and helpful. Michaela is pleasant and eager to help. It is great to have one reliable place to go for a wide range of services. I highly recommend them to anyone who asks.

- Doug Zaruta

Top notch all-inclusive financial planning, contract review, accounting, tax planning, and more. Dave Swan is a true professional with strong values and integrity. He and the entire team at Physician's Thrive are trustworthy, reliable, and accessible.

- Margarita Krasnova

I was very impressed by the level of services this company provides. I think every physician should consider legal and professional advise when being hired at the new position. While working with this company I realized how many mistakes I could’ve made if not being aware of very small but extremely important details of the contract.

- Dhaval Patel

Justin Nabity and his team are excellent resources for innumerable facets of financial planning with their superb knowledge, honest and straightforward advice combined with an astounding breadth of resources to help you along your journey. .

- Jake Luther

Michaela provided excellent advice regarding student loan repayment, investments, and home buying when I was entering residency. I highly recommend her and this company for any physicians that are in search of financial advising.

- Jonathan Crews

I have nothing but good things to say about Justin Nabity and the staff. He guided me through the process of establishing myself with another practice that aligns with my future growth. He listened intently to my goals and really cares about achieving what is best for the client.

- Ekatherine Rivera

They accommodated to my schedule, were very familiar with the review of a contract of a J1 waiver physician. They reviewed the contract thoroughly, took the time to explain me everything, answered all my questions and helped me negotiate important changes to the contract. I highly recommend them.

- Jillian Halper

The Physicians Thrive team was phenomenal - organized, professional, personable, and able to answer all of my questions!

- Earl Schott

My physician contract was reviewed quickly and professionally. Two-part review includes legal review with attorney and financial review with financial advisor. Would use again.

- Chris Hoedt

Dave was incredibly helpful and always available. I really appreciated all of the information and assistance.

- Jake Schlemmer

Physicians Thrive is an excellent organization that has provided prompt, outstanding service to me on multiple contracts. I remain thoroughly impressed with the quality of service I received and plan to use them any time I have a new contract in the foreseeable future.

- Nakesha King MD

Physicians Thrive has been the perfect aide through Contract Review, Disability Insurance, and now Financial Planning--all facets with which I was fairly unfamiliar. Physicians Thrive has been an amazing tool to build a financial future while doing what I love.

- Colton Roessner

Michaela gave a great presentation on medical student financial literacy and making the transition from student to resident to attending physician. I would highly recommend her for anyone with financial questions about medical student loans and financial planning!

- Nick Peacock

Great company to work with, helped me set up own occupation disability insurance and were very helpful and great at explaining things along the way.

- Saurabh Singhal

I couldn't recommend Dave & Steve Stratman for contract review services more. I also further have a meeting set with Dave to discuss disability insurance and continue our discussion about financial education and planning in the upcoming weeks.

Holistic Planning for a Thriving Financial Future

We support physicians’ career and planning from medical school to retirement.

Make more money

One of the fastest ways to make more is to negotiate a more fair contract and compensation model. Our contract advisors have reviewed and negotiated over 20,000 contracts.

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Manage your money

The two biggest barriers to building wealth are taxes and market risk. Learn about strategies for tax avoidance that can save you millions and prevent your assets from getting hammered by downturns in the market.

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Protect your Money

Accidents, illnesses or premature death can wreak havoc on you, your family, your business or your financial plans. Get access to an independent brokerage to access the top insurance companies

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My practice

Learn everything you need to start, build, and manage your practice.

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Our Process

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Submit a form

When you submit the form, we'll connect you with a member of our team right away


Meet with an advisor

A brief call with an advisor is the best way to get answers to any questions you have and for our team to know how to best serve you.


Get results

Our advisors are specialized in helping physicians when it comes to anything to do with the dollar. Save time and get expert assistance for your employment contracts, insurance, student loans, financial planning, and more.

About Us

Physicians Thrive is a dynamic, full-service financial planning company helping doctors take control of their finances. You spend your days caring for everyone else — let us take care of ensuring your finances are in order.

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Partnering to provide eye care to those in need.

Give Sight Global

Our shared goal is to restore sight to 10 million people around the world. And we do so one patient at a time.

Physicians Thrive is proud to sponsor Give Sight Global, a 501(c)(3) public nonprofit organization partnering with ophthalmologists and optometrists to bring eye care to underserved areas of the world.

Cataracts are the leading cause of blindness globally, and 2.2 billion people are living with vision impairment.meaning 1 billion people could have their vision corrected with routine surgery or improved with prescription eyewear. When you work with Physicians Thrive, you help make real change possible.*


A Sponsor. A Partner.

Physicians Thrive is proud to sponsor Give Sight Global, a 501(c)(3)


A Sponsor. A Partner.

80% of the world’s blindness is avoidable. Simply by being a client, you are helping us to bring sight to 10 million eyes worldwide.


Contract Review

At Physicians Thrive, we’re here to help you understand and negotiate your contract before you sign.

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Our Resources and eBooks

A Wealth of Knowledge

2024 comp report ipad landscape
2024 Physician Compensation Report

Get a leg up on your competition by learning how your salary compares to your colleagues.

Download the eBook
Contract Review: Exiting an Employment Agreement

Understand what is in your contract and what particular terms and conditions you should be aware of as you prepare to exit.

Download the eBook
Ensuring Flexibility in Physician Employment Contracts

Understanding the most critical elements of your contract and how to negotiate them

Download the eBook