Resources A Guide on Managing Medical School Debt Stop student loans from ruining your life Name(Required) First Last Employment Status(Required)Employment StatusResidentFellowPracticing PhysicianMedical StudentProgram CoordinatorProgram DirectorProgram Completion Year(Required)What year will you complete residency/fellowship?2022202320242025202620272028202920302031Primary Specialty(Required)Primary SpecialtyAllergy/ImmunologyAnesthesiologyAnesthesiology: Pain ManagementBariatrics (Nonsurgical)/Obesity MedicineCardiology: ElectrophysiologyCardiology: InvasiveCardiology: Invasive-InterventionalCardiology: NoninvasiveClinical PharmacologyCritical Care: IntensivistDentistryDermatologyDermatology: DermatopathologyDermatology: Mohs SurgeryEmergency MedicineEndocrinology/MetabolismFamily Medicine (with OB)Family Medicine (without OB)Family Medicine: Ambulatory Only (No Inpatient Work)Family Medicine: Sports MedicineFamily Medicine: Urgent CareGastroenterologyGastroenterology: HepatologyGeneticsGeriatricsHematology/OncologyHematology/Oncology: Oncology (Only)Hospice/Palliative CareHospitalist: Family MedicineHospitalist: Internal MedicineHospitalist: OB/GYNHyperbaric Medicine/Wound CareInfectious DiseaseInternal Medicine: GeneralInternal Medicine: Ambulatory Only (No Inpatient Work)NephrologyNeurologyNeurology: Epilepsy/EEGNeurology: NeuromuscularNeurology: Stroke MedicineObstetrics/Gynecology: GeneralOB/GYN: Gynecology (Only)OB/GYN: Gynecological OncologyOB/GYN: Maternal and Fetal MedicineOB/GYN: Reproductive EndocrinologyOB/GYN: UrogynecologyOccupational MedicineOphthalmologyOphthalmology: Corneal and Refractive SurgeryOphthalmology: GlaucomaOphthalmology: NeurologyOphthalmology: Oculoplastic and Reconstructive SurgeryOphthalmology: RetinaOrthopedic (Nonsurgical)Orthopedic Surgery: GeneralOrthopedic Surgery: Foot and AnkleOrthopedic Surgery: HandOrthopedic Surgery: Hip and JointOrthopedic Surgery: OncologyOrthopedic Surgery: Shoulder/ElbowOrthopedic Surgery: SpineOrthopedic Surgery: TraumaOrthopedic Surgery: Sports MedicineOtorhinolaryngologyPain Management: NonanesthesiaPathology: Anatomic and ClinicalPathology: AnatomicPathology: Anatomic-AutopsyPathology: Anatomic-CytopathologyPathology: Anatomic-NeuropathologyPathology: Anatomic-RenalPathology: ClinicalPathology: Clinical-HematopathologyPathology: Clinical-Transfusion MedicinePathology: SurgicalPediatrics: GeneralPediatrics: Adolescent MedicinePediatrics: Allergy/ImmunologyPediatrics: AnesthesiologyPediatrics: Bone Marrow TransplantPediatrics: CardiologyPediatrics: Cardiovascular SurgeryPediatrics: Child DevelopmentPediatrics: Clinical and Lab ImmunologyPediatrics: Critical Care/IntensivistPediatrics: DermatologyPediatrics: Emergency MedicinePediatrics: EndocrinologyPediatrics: GastroenterologyPediatrics: GeneticsPediatrics: Hematology/OncologyPediatrics: HospitalistPediatrics: Hospitalist-Internal MedicinePediatrics: Infectious DiseasePediatrics: Internal MedicinePediatrics: Neonatal MedicinePediatrics: NephrologyPediatrics: NeurologyPediatrics: NeurosurgeryPediatrics: OphthalmologyPediatrics: Orthopedic SurgeryPediatrics: OtorhinolaryngologyPediatrics: Plastic and Reconstruction SurgeryPediatrics: PulmonologyPediatrics: RadiologyPediatrics: RheumatologyPediatrics: Sports MedicinePediatrics: SurgeryPediatrics: Urgent CarePediatrics: UrologyPhysiatry (Physical Medicine and Rehabilitation)Podiatry: GeneralPodiatry: Surgery-Foot and AnklePodiatry: Surgery-Forefoot OnlyPsychiatry: GeneralPsychiatry: Addiction MedicinePsychiatry: Chemical DependencyPsychiatry: Child and AdolescentPsychiatry: ForensicPsychiatry: GeriatricPulmonary Medicine: GeneralPulmonary Medicine: Critical CarePulmonary Medicine: General and Critical CareRadiation OncologyRadiology: InterventionalRadiology: DiagnosticRadiology: NeurologicalRadiology: Nuclear MedicineRheumatologySleep MedicineSurgery: GeneralSurgery: BariatricSurgery: BreastSurgery: CardiovascularSurgery: Colon and RectalSurgery: EndocrineSurgery: Endovascular (Primary)Surgery: NeurologicalSurgery: OncologySurgery: OralSurgery: Plastic and ReconstructionSurgery: Plastic and Reconstruction-HandSurgery: Thoracic (Primary)Surgery: TransplantSurgery: Transplant-HeartSurgery: Transplant-Heart/LungSurgery: Transplant-KidneySurgery: Transplant-LiverSurgery: TraumaSurgery: Trauma-BurnSurgery: Vascular (Primary)Urgent CareUrologyAnesthesia AssistantAudiologistCertified Registered Nurse AnesthetistChiropractorDietician/NutritionistLicensed Clinical Social WorkerNurse Midwife: Outpatient/Inpatient DeliveriesNurse Midwife: Outpatient (Only)Nurse Midwife: Inpatient (Only)NP: Acute CareNP: AdultNP: CardiologyNP: Emergency MedicineNP: EndocrinologyNP: Family Medicine (with OB)NP: Family Medicine (without OB)NP: GastroenterologyNP: Gerontology/Elder HealthNP: Hematology/OncologyNP: Hospitalist (Primary Care)NP: Internal MedicineNP: Neonatal/PerinatalNP: NeurologyNP: NeurosurgeryNP: Pediatric/Child HealthNP: PsychiatryNP: OB/GYN/Women's HealthNP: Orthopedics (Surgical)NP: Orthopedics (Nonsurgical/Nonprimary Care)NP: Pulmonary MedicineNP: Urgent CareNP: UrologyNP (Surgical)NP (Primary Care)NP (Nonsurgical/Nonprimary Care)Occupational TherapistOptometristOrthotist/ProsthetistPerfusionistPhDPhysical TherapistPA (Surgical)PA: Orthopedic (Surgical)PA: Surgery: GeneralPA: Cardiothoracic SurgeryPA: NeurosurgeryPA: UrologyPA (Primary Care)PA: Family Medicine (with OB)PA: Family Medicine (without OB)PA: Hospitalist (Primary Care)PA: Internal MedicinePA: PediatricPA: Urgent Care (Primary Care)PA: OB/GYN/Women's HealthPA (Nonsurgical/Nonprimary Care)PA: CardiologyPA: DermatologyPA: Emergency MedicinePA: GastroenterologyPA: Hospitalist (Nonsurgical/Nonprimary Care)PA: NeurologyPA: Orthopedic (Nonsurgical/Nonprimary Care)PA: Pulmonary MedicinePA: Urgent Care (Nonsurgical/Nonprimary Care)PsychologistResearchResearch: MDSocial WorkerSpeech TherapistSurgeon AssistantState of Residence(Required)State of ResidenceALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWYEmail(Required) By providing your email you are consenting to receiving informational emails from Physicians Thrive. You may unsubscribe at any time.CAPTCHA Δ What’s Inside the Guide? Thrive with the right protection for your practice. Get Started Managing Debt While Training You can save yourself thousands of dollars by paying what you can each month, even if it’s just covering the costs of interest. Refinancing Your Loans Refinancing lets physicians either pay off their debt faster or lower their monthly bills. Don’t Neglect Investing While Paying Off Loans Find a balance between making regular payments on your loan(s) while saving or investing your money elsewhere too Loan Forgiveness Programs Consider options in underserved areas of the country or PSLF programs to help you pay back your loans. Stop Stressing About Debt Get insight from our advisors on taking on your loans during and after training. The Guide on Managing Medical School Debt is here to help physicians feel more confident as they strategize to tackle their student loans. If there’s one thing most residents have in common besides a passion for medicine, it’s debt. After reading this eBook, you will be more equipped to make decisions regarding your loans. Call Us Need Financial Planning? Physicians Thrive can provide additional value to what you’re already doing. 877-744-9474 —Call Us Today Our Resources and eBooks A Wealth of Knowledge View Blog View Resources Browse More by Make more money Manage your money 3 Ways to Avoid Taxes on Life Insurance Benefits Veronica Baxter | Boonswang Law Firm As a general rule, they do not tax proceeds from a life insurance policy […] Read The Article 5 Smart Financial Moves for Residents and Fellows to Prepare for the Future Steps you can take today toward a firm financial foundation Medical residents and fellows have an enviable opportunity to build […] Read The Article 6 Major Risks to Family Wealth All too often, family wealth fails to last. One generation builds a business – or even a fortune – and […] Read The Article 3 Common Contract Issues that Green-Card Seeking Physicians Face Foreign-born physicians are an integral part of the American healthcare landscape. According to a 2018 JAMA study, approximately 29% of […] Read The Article 3 Ways to Avoid Taxes on Life Insurance Benefits Veronica Baxter | Boonswang Law Firm As a general rule, they do not tax proceeds from a life insurance policy […] Read The Article A Physician’s Guide to Building an Emergency Fund While a career in medicine is often financially rewarding, it also often comes with significant debt from student loans. Students […] Read The Article