Life Insurance


The cost of insurance coverage charged to the policyholder and paid to the insurer at the time of issue and in periodic payments thereafter in order to keep the policy in force.

Frequently Asked Questions

Let us get answers for you!

  • Why do you need disability and life insurance?

    Life happens. We cannot predict the future, but we can be prepared for it. That is the purpose of insurance – to protect and provide for yourself and your loved ones if the unfortunate happens. Your life and disability insurance choices may make the difference in your family’s lifestyle after a tragedy strikes by paying the bills, financing children’s educations, and protecting your spouse’s retirement.

  • When is the best time to purchase a life insurance policy?

    Premium and policy eligibility are based on age and current health status. Therefore, the best time to purchase a life insurance policy is when you are young and healthy.

  • Which life insurance carriers to do you work with?

    Physicians Thrive only offers what we view as the strongest and most comprehensive life insurance plans from the leading providers. We work with Banner Life, Guardian Life, John Hancock, Lincoln Financial, Mass Mutual, Met Life, Minnesota Life, Nationwide, Pacific Life and more.

Get Free Life Insurance Quotes

When you receive your quotes, one of our experienced advisors will review the quotes, explain all your options and the verbiage in each policy in detail to help you create a customized plan that meets your needs and your budget. We will review each element of the plan and the cost associated with it to help you evaluate the value and build unique, cost-effective coverage tailored to your situation.