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Get a Full Legal & Financial Contract Review

Physicians Thrive is the only contract review provider who gives physicians unlimited access to both a licensed attorney and a financial planner during the review & negotiation process. At Physicians Thrive, we’re here to help you understand and negotiate your contract before you sign.

GET A PROFESSIONAL REVIEW

Get a Full Legal & Financial Contract Review

Physicians Thrive is the only contract review provider who gives physicians unlimited access to both a licensed attorney and a financial planner during the review & negotiation process. At Physicians Thrive, we’re here to help you understand and negotiate your contract before you sign.

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The Definitive Guide to Physician Contract Review

Contracts are full of complicated legal language. Having a legal professional review your contract will ensure that you get a fair deal.

Whether you have just finished your residency or you’re well into your career, most physicians will, at some point, have to sign a physician’s employment or partnership contract. And, like all employment agreements, they can be full of legal terms and caveats that you need to understand before you sign.

Unless you’re a doctor with a law degree or one who has extensive experience reviewing the specific kind of agreement you have to sign, it’s important to have a legal professional review the contract for you. They’ll make sure that the contract includes all of the necessary details and may even be able to negotiate better terms for you.

If you’ve just been presented with an employment contract, check out our definitive guide to physician contract review.

What is a Physician’s Employment Contract?

agreement balance blur business 261664 1024x768A physician’s contract is an employment contract between a doctor and the hospital group or practice they’ll be working for. It stipulates all of the terms of your employment, including what you’ll do, where you’ll do it, and how much you’ll be paid.

Contracts also include details about your weekly hours, call coverage, and benefits.

The contract should also say whether you’ll be an employee or an independent contractor. This is an important point of distinction, as employees are typically paid a salary with the potential to receive bonuses. Independent contractors may only be paid for the services they provide, without a guarantee of a set salary.

It is common for new physicians to make contract review mistakes, so it is always best to have a legal professional perform a contract review.

Do All Doctors Have to Sign Contracts?

Not necessarily. But as the trends in physician employment shift, more and more doctors are required to do so.

According to a 2018 study by the Physicians Advocacy Institute, the percentage of hospital-employed physicians increased by more than 70% between July 2012 and January 2018. In addition, the percentage of hospital-owned practices increased by over 128%. The trends show that more doctors are working as employees rather than working in private practice.

In 2019, an AMA press release supported that data. AMA reported that 47.4% of all physicians practice medicine as employees. Only 45.9% are physician owners with their own medical practice. All of those employed physicians can expect, at some point, to have to sign a physician employment contract.

Why is it Important to Have a Contract Reviewed?

man wearing brown jacket and using grey laptop 874242 1024x683It is in the physician’s best interest to have a contract reviewed before signing and agreeing to its terms and restrictive covenants.

Contracts are legally binding documents, and they can be full of complicated contract language. Hiring a legal professional is the best way to ensure that you’re getting a fair deal.

During the review process, a lawyer will look at a variety of things, including your base salary, hours, benefits, and the option to earn bonuses. (Bonuses are usually performance-based on productivity). They will also make sure that non-compete clauses are legal and fair and that termination clauses are clearly defined.

In most cases, an attorney will not be able to tell you if your benefits and salary are on par with those of similar physicians. This is where specialized consultants and advisors come into play. Having access to a compensation benchmarking and benefits advisor is the person you can get that information from.

The review process is also a chance to negotiate the terms of your contract. A lawyer will be able to provide you with the info you need to negotiate and, in some cases, may be able to handle the contract negotiations for you.

When Should You Have a Contract Review?

Various circumstances may require that you sign a contract.

Hire a professional to do your contract review if you are:

  • Entering into a new contract
  • Renewing a contract
  • Changing compensation or benefits packages
  • Renegotiating an existing contract
  • Exiting a physician employment contract
  • Transitioning to a partnership
  • Starting a new business

Under these circumstances, you should hire an attorney to review your contract thoroughly before signing it. Once you sign, you’ll have little to no standing to make changes. You will be bound by the existing contract terms.

Physicians who don’t have their contracts reviewed put themselves in professional jeopardy. Find out that you’re not being paid a fair salary or that your call hours are too excessive after you sign, and it will be too late.


What Your Contract Should Include

Most physician contracts are in excess of twenty pages. And those pages are full of details that can be easy to miss or overlook unless you have experience reviewing similar documents on a daily basis.

Here are a few important aspects of a contract, which your lawyer should look for and inspect during a review:

  1. Compensation and benefits

The document should clearly define your salary as well as incentive pay, income guarantees, and on-call pay. It should also include a complete list of all the benefits you will receive or they should provide this to you on supplemental documents.

Some of the benefits you may receive include:

  • Health insurance
  • Dental insurance
  • Vision insurance
  • Malpractice insurance
  • Life insurance
  • Disability insurance
  • Vacation days
  • Sick leave/personal leave
  • Repayment of professional membership dues
  • Student loan repayment
  • Relocation expenses
  • Continuing Medical Education (CME)

Let your lawyer know of any verbal promises made to you during the interview process (such as a signing bonus, liability insurance, or relocation expenses). During the review, your lawyer will ensure that those benefits are documented in writing in the physician employment agreement.

Though all aspects of the contract are important, compensation may be the most important point of all. And that is why hiring a contract review attorney is essential.

Contract attorneys rarely, if ever, know how much other physicians in your region and specialty are earning. Again, their focus is going to be on the legal aspects. In some rare cases though, an attorney may have first-hand knowledge of your specific employer if they’ve reviewed contracts for them before.

Without an attorney, you’ll need to do hours of independent research to determine if your benefits and compensation packages are what they should be unless you work with a compensation benchmarking specialist or an advisor who consults on and subscribes to compensation databases.

  1. Ownership and partnership agreements

You may decide someday to become an owner or a partner in the practice you’re about to work for. So you need to understand that your contract may not even mention it. Therefore, you have to inquire into the expectations and how the process works.

Most likely, there will be additional documents, separate from an employment contract that would include the parameters for becoming a partner. It should detail time frames that may be relevant, buy-ins that might be necessary, and what the purchase price will be. These are essential things to look for in a contract review, so make sure they’re included when applicable.

  1. Duties and responsibilities

Your contract should detail all of your specific duties and responsibilities. It will also include what type of medicine you’ll be practicing and when and where you’ll do so.

In this part of the contract, look for the details of your work hours and workdays, call responsibilities, and physical workspace. Depending on your specialty, it may also detail how many patients you need to see each hour, day, or week.

  1. Restrictive covenants

Restrictive covenants are one of the best ways for employers to protect their interests if and when you terminate employment. Two of the most common ones are the non-compete clause and the non-solicitation clause.

A standard non-compete may restrict you from working within a certain distance of your employer’s location. This could be a short distance or a wide area, so pay close attention to this.

Non-solicitation may restrict you from taking current patients with you, at least within a given time frame. Your patients will always have the option to seek you out and move to your new practice, but you will not be allowed to solicit them to do so.

  1. Start and end dates

Your contract needs to have a firm start and end date. Some employers will renew the contract automatically at the end of the term. Others may require you to go through a new contract approval process.

Make sure you understand the dates of your contract so that you can be proactive in renewing or renegotiating it when it ends.

  1. Termination details

Your contract should also detail if you can be terminated with or without cause.

If you can be terminated without cause, you can be let go for any reason (or no reason at all). If you can only be terminated with cause, your employer will have to provide you with a valid reason. Typically, a “with cause” termination occurs as a result of inappropriate conduct or the loss of hospital privileges.

  1. Insurance requirements

Physician employment contracts also describe what types of insurance you will be required to carry. This includes malpractice insurance and tail insurance. In some cases, your employer may provide those for you. In other cases, you’ll be responsible for paying for those insurance policies yourself.

How to Negotiate a Contract

shutterstock 400222735 1 1Employers typically have standardized terms that they offer to every employee. But that doesn’t mean you shouldn’t try to negotiate to get the best possible deal or at least seek out improvements where applicable.

With a lawyer to conduct your contract review, you’ll be made aware of any portions of the contract that you can negotiate. Some of the most commonly negotiated financial aspects include salary, bonuses, relocation expenses, and paid time off. Legal areas that often get changed have to do with the termination clauses such as shorten the non-compete and providing a more favorable approach to sharing the tail insurance cost.

Remember, attorneys don’t just review contracts. Attorneys write contracts as well. So while you may not notice that a detail has been left out of the contract, you can be sure that your attorney will.

Most employers are open to discussing and taking contract change requests. This is a common practice. Unless you’ve already had an extensive back and forth negotiation with the employer, your attorney may be able to negotiate on your behalf.

To have more negotiating power, hire an attorney at the beginning of the contract review process. If you’ve already gone back and forth with the potential employer several times, bringing in a lawyer at the end of the process won’t be as beneficial. Your employer may be hesitant to negotiate further if you’ve been in negotiations for some time.

Keep in mind, your employer is under no obligation to meet any of your demands or requests. But it doesn’t hurt to ask. The worst thing that can happen during the negotiation process is that they will say no.

How to Find a Contract Review Lawyer

Every state has specific regulations when it comes to contract review. But that doesn’t necessarily mean that you need to hire a healthcare attorney in your particular state.

Professional physician contract attorneys know the nuances of the law from state to state. Experienced attorneys can provide review services for any geographic location.

The variations in state law are minimal. A professional attorney will be able to review your contract and look out for the subtleties in different locales.

Where your attorney is located is far less critical than their experience in the area of contract law. At Physicians Thrive, we connect qualified, licensed attorneys with physicians in all 50 U.S. states. To date, our experts have conducted contract reviews for over 5,000 physicians and counting.

In addition, Physicians Thrive will also provide you with the services of a certified financial planner. This helps physicians entering into a new contract to start making plans for savings, investments, and retirement.

How Much Does it Cost to Hire a Contract Review Lawyer?

At Physicians Thrive, we offer our clients the option to have a single contract review or have multiple contracts reviewed over a period of time. Both options include unlimited consultations with a financial advisor and access to an independently contracted attorney.

You’ll also receive annual access to MGMA compensation data, compensation audits for your entire career, and a yearly income tax audit. If you so choose, you can also have your attorney negotiate on your behalf.

Get a contract review plan that’s right for you

SINGLE CONTRACT

FULL SERVICE PLAN
$ 599 Flat Rate
  • 1 Employment Opportunity Reviewed
  • Access to Independently Contracted Attorney
  • Unlimited Consultations with Financial Advisor
  • Annual Access to MGMA Compensation Data and More
  • Compensation Audits for Your Entire Career
  • Annual Income Tax Audit
  • Option for Attorney to Negotiate on Your Behalf
  • 2-3 Day Turnaround Time

ADDITIONAL CONTRACTS

AFTER PURCHASING A FULL SERVICE PLAN
$ 250 Per Each Additional Contract
  • 1 Additional Opportunity Reviewed
  • Access to Independently Contracted Attorney
  • Unlimited Consultations with Financial Advisor
  • Annual Access to MGMA Compensation Data and More
  • Compensation Audits for Your Entire Career
  • Annual Income Tax Audit
  • Option for Attorney to Negotiate on Your Behalf
  • 2-3 Day Turnaround Time

Physicians Thrive Contract Review Guarantee

Physicians Thrive is proud to be the only provider with multiple guarantees, including turn around and price matching. Ask your advisor or click here for more details.

Lawyers write and review contracts on a daily basis. As a physician with your professional career and financial future at stake, it’s essential to hire an experienced attorney to handle your physician contract review.

Your contract may seem straightforward enough to read and review on your own, but it’s not. A contract review lawyer will do more than just read the contract and make sure everything is fair and just. They will also keep an eye out for items that are missing.

Ready to have your physician contract reviewed? Contact Physicians Thrive to start your contract review now.

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Now is the best time to get your contracts reviewed

Physicians can also get legal protection by having a specialized team review and negotiate their employment and partnership contracts.

99% of Physicians Thrive clients sign their contract after our contract review and negotiation process.

Across the country, we’ve served thousands of physicians to ensure they receive the compensation they deserve and are not legally confined by and an unfair contract.

Physicians Thrive Reviews

I was very impressed by the level of services this company provides. I think every physician should consider legal and professional advise when being hired at the new position. While working with this company I realized how many mistakes I could’ve made if not being aware of very small but extremely important details of the contract.
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Margarita K.
Physicians Thrive is an excellent organization that has provided prompt, outstanding service to me on multiple contracts. Rates are reasonable, and I appreciate how much time I saved compared to calling up lawyers myself. I remain thoroughly impressed with the quality of service I received and plan to use them any time I have a new contract in the foreseeable future.
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Jake S.
Great service, very comprehensive and supportive and quick
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Jonathan Vecchiarelli M.
What an amazing business! I have nothing but good things to say about Justin Nabity and the staff. I worked with him for a second time (probably should’ve listened to his sound advice the first time :). However, he took me back in and guided me through the process of establishing myself with another practice that aligns with my future growth. He listened intently to my goals and really cares about achieving what is best for the client. I look forward to continuing our relationship in the future. Kudos to a great business. They’re also a B-corp and have a non-profit!!!
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Jonathan C.
They are very friendly and they make accommodation a priority.
photo
Julie L.
I reached out to several lawyers when I got an offer, but no one answered as fast as Physicians Thrive, who understood that I needed their help as soon as possible. They accommodated to my schedule, were very familiar with the review of a contract of a J1 waiver physician. They reviewed the contract thoroughly, took the time to explain me everything, answered all my questions and helped me negotiate important changes to the contract. I highly recommend them.
photo
Ekatherine R.
Very friendly, professional and comprehensive contract review. Well worth it for peace of mind.
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Brendan C.
The Physicians Thrive team was phenomenal - organized, professional, personable, and able to answer all of my questions! I would highly recommend them to anyone needing contract/benefits review!
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Jillian H.
Excellent experience with Michaela and Steve as they helped me navigate my first contract negotiation! Highly recommended!
AOh14GiJENxufCwU JwD8fyePbQmPkNuWTeLe2NdI5NtpqA=c0x00000000 cc rp s56
Aaron H.
My physician contract was reviewed quickly and professionally. Two-part review includes legal review with attorney and financial review with financial advisor. Would use again.
photo
Earl S.
Dave was incredibly helpful and always available. I really appreciated all of the information and assistance.
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Chris H.
Michaela and Phil have been great to work with through 2 contract reviews. Very professional and easy to communicate with. Peace of mind is worth the money but they did so much more! I’m very thankful and blessed to have them work on my behalf!
AOh14Gi4gO46rPiV4XucfUNHAEgjiaVD THfdXg4NPtHhd4=c0x00000000 cc rp s56
Kathleen E.
Working with Physicians Thrive has been a wonderful experience. We worked with Justin Nabity and Steven Stratman, who helped us navigate our first contract negotiations. Because of them, my husband and I have been able to find and negotiate terms for jobs that are a great fit for us. They are great people to have in your corner, especially when you are just coming out of training. I have already recommended Physicians Thrive to several of my co-fellows and former co-residents.
photo
Reeti G.
I worked with Dave Swan recently for disability insurance. Dave and his team were very professional and courteous. He took the time to explain to me the details about disability insurance and found the best prices for me. He was always available for questions and was overall a pleasure to work with. I will definitely recommend him to my friends and family in need for financial advice.
photo
Jigar P.
Brilliant owner and staff. A delight to work with!
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Amy G.
I currently do business with Physicians Thrive and they are by far one of the most stand up, do it right, integrity based organizations I've ever worked with. Their knowledge complimented by their unbeatable follow up is what makes them the best at what they do. Additionally I'm a HUGE fan of their mission to cure blindness... truly noble efforts on that from as well!
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Derek P.
Extremely professional and passionate about everything they do. High integrity from owner and all staff.
photo
Rick M.
Great staff and down to earth. Can't say enough about this company and their staff!
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Michael W.
Justin is a Rock Star! Professional, courteous, and an industry leader.
photo
Brian G.
5 star service
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Ryan Z.
Justin is fantastic to work with. He is knowledgeable and really listens. I highly recommend Justin and his team.
photo
Stephen L.
The team members at Physicians Thrive are highly committed to the success of their clients. They all go above and beyond and exceed client expectations.
photo
steven S.
I have been very pleased with Physician's Thrive. Their representatives are always responsive and helpful. Michaela is pleasant and eager to help. Even if something is outside of her scope, she will talk to her colleagues or do some research to help provide guidance. It is great to have one reliable place to go for a wide range of services. I highly recommend them to anyone who asks.
photo
Ealena C.
Great company to work with, helped me set up own occupation disability insurance and were very helpful and great at explaining things along the way.
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Nick P.
Great people and great company
photo
gifhack
What an amazing, honest and successful firm. Thank you!
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Derrick E.
This firm does a tremendous job for their clients!
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Harry A.
First class perofessionals. Dedicated to doing what is right for their clients.
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Guy Baker, PhD, MBA, M.
A team that has vision, passion and care for their clients. Appreciate the philanthropic mission in giving back to others.
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Jeff B.
Justin is so knowledgeable, professional, and easy to work with. I cannot recommend him and his company highly enough.
photo
Morgan D.
We've been using these guys for about 7 years now and wouldn't think of going anywhere else. Great people, trustworthy as can be. Just really glad we came across them.And...if you're a pilot they can set you up w/ the right kind of insurance 😉
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Jeremy A.
Justin and his team are top notch and provide a level of specialized service that is not found very often.
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Aaron M.
This is an excellent company that is driven by purpose. I really admire what Justin and his team are doing for Physicians and the community.
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Curt D.
Justin Nabity is an excellent business leader with high integrity and the best interests of his clients front of mind. I have learned a lot about Justin while working with him on the board of the Entrepreneurs Organization
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Dan H.
Very forward thinking company that is client focused with strong community awareness
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Shawn K.
Fantastic resource. incredible value provided to our clients. Cannot recommend Justin strongly enough.
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hunter E.
This is such a great company with an amazing vision for the future! The owners are very focused and hardworking!
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Sierra K.
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Physicians Thrive Reviews

I was very impressed by the level of services this company provides. I think every physician should consider legal and professional advise when being hired at the new position. While working with this company I realized how many mistakes I could’ve made if not being aware of very small but extremely important details of the contract.
photo
Margarita K.
Physicians Thrive is an excellent organization that has provided prompt, outstanding service to me on multiple contracts. Rates are reasonable, and I appreciate how much time I saved compared to calling up lawyers myself. I remain thoroughly impressed with the quality of service I received and plan to use them any time I have a new contract in the foreseeable future.
photo
Jake S.
Great service, very comprehensive and supportive and quick
photo
Jonathan Vecchiarelli M.
What an amazing business! I have nothing but good things to say about Justin Nabity and the staff. I worked with him for a second time (probably should’ve listened to his sound advice the first time :). However, he took me back in and guided me through the process of establishing myself with another practice that aligns with my future growth. He listened intently to my goals and really cares about achieving what is best for the client. I look forward to continuing our relationship in the future. Kudos to a great business. They’re also a B-corp and have a non-profit!!!
AOh14GiQcMW5zDQg h5rfbzvVpPzZ3lJt3W3hgfpccuW=c0x00000000 cc rp s56
Jonathan C.
They are very friendly and they make accommodation a priority.
photo
Julie L.
I reached out to several lawyers when I got an offer, but no one answered as fast as Physicians Thrive, who understood that I needed their help as soon as possible. They accommodated to my schedule, were very familiar with the review of a contract of a J1 waiver physician. They reviewed the contract thoroughly, took the time to explain me everything, answered all my questions and helped me negotiate important changes to the contract. I highly recommend them.
photo
Ekatherine R.
Very friendly, professional and comprehensive contract review. Well worth it for peace of mind.
photo
Brendan C.
The Physicians Thrive team was phenomenal - organized, professional, personable, and able to answer all of my questions! I would highly recommend them to anyone needing contract/benefits review!
AOh14Gj  gQshNZ2Xdznr c4yNXoBVHBlIlRQ1jWlkHKiQ=c0x00000000 cc rp s56
Jillian H.
Excellent experience with Michaela and Steve as they helped me navigate my first contract negotiation! Highly recommended!
AOh14GiJENxufCwU JwD8fyePbQmPkNuWTeLe2NdI5NtpqA=c0x00000000 cc rp s56
Aaron H.
My physician contract was reviewed quickly and professionally. Two-part review includes legal review with attorney and financial review with financial advisor. Would use again.
photo
Earl S.
Dave was incredibly helpful and always available. I really appreciated all of the information and assistance.
AOh14GiDCcWVseDxzBwZTF50HmMcjUWpgXrKl 6ks8al=c0x00000000 cc rp s56 ba2
Chris H.
Michaela and Phil have been great to work with through 2 contract reviews. Very professional and easy to communicate with. Peace of mind is worth the money but they did so much more! I’m very thankful and blessed to have them work on my behalf!
AOh14Gi4gO46rPiV4XucfUNHAEgjiaVD THfdXg4NPtHhd4=c0x00000000 cc rp s56
Kathleen E.
Working with Physicians Thrive has been a wonderful experience. We worked with Justin Nabity and Steven Stratman, who helped us navigate our first contract negotiations. Because of them, my husband and I have been able to find and negotiate terms for jobs that are a great fit for us. They are great people to have in your corner, especially when you are just coming out of training. I have already recommended Physicians Thrive to several of my co-fellows and former co-residents.
photo
Reeti G.
I worked with Dave Swan recently for disability insurance. Dave and his team were very professional and courteous. He took the time to explain to me the details about disability insurance and found the best prices for me. He was always available for questions and was overall a pleasure to work with. I will definitely recommend him to my friends and family in need for financial advice.
photo
Jigar P.
Brilliant owner and staff. A delight to work with!
AOh14Ggi1r95bmrRU2XqgeTvhDc6JuxOBc3wDxGVPouuew=c0x00000000 cc rp s56 ba2
Amy G.
I currently do business with Physicians Thrive and they are by far one of the most stand up, do it right, integrity based organizations I've ever worked with. Their knowledge complimented by their unbeatable follow up is what makes them the best at what they do. Additionally I'm a HUGE fan of their mission to cure blindness... truly noble efforts on that from as well!
photo
Derek P.
Extremely professional and passionate about everything they do. High integrity from owner and all staff.
photo
Rick M.
Great staff and down to earth. Can't say enough about this company and their staff!
photo
Michael W.
Justin is a Rock Star! Professional, courteous, and an industry leader.
photo
Brian G.
5 star service
AOh14GiYZaOYfFzLe muDIzdzZgInFWvcBcc3YpGXbX2=c0x00000000 cc rp s56
Ryan Z.
Justin is fantastic to work with. He is knowledgeable and really listens. I highly recommend Justin and his team.
photo
Stephen L.
I am really pleased with this entire group. They work hard to keep you engaged and up to date with important aspects of financial stability that we often times put on the back burner given our very busy schedules. They are passionate about their job and they do not use a cookie cutter approach. Each individual or family is unique and they tailor your needs to your specific situation. I have been working with them for 7 years and they have always been very helpful and professional.
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Andrew C.
Justin Nabity of Physicians Thrive has been representing my family for over four years. We could not be happier with the service he provides for us and our financial peace of mind. From helping with my wife's contract negotiations and ensuring we have enough insurance coverage to establishing a living will and trust for our kids, Justin has been instrumental in guiding us through the process of protecting my family's financial future. Thank you, Justin!!!
AOh14GgOYx5gukENLi6bXb8Mex4lFybV4caA4BsFXrucow=c0x00000000 cc rp s56
Robert Terp, J.
The team members at Physicians Thrive are highly committed to the success of their clients. They all go above and beyond and exceed client expectations.
photo
steven S.
I have been very pleased with Physician's Thrive. Their representatives are always responsive and helpful. Michaela is pleasant and eager to help. Even if something is outside of her scope, she will talk to her colleagues or do some research to help provide guidance. It is great to have one reliable place to go for a wide range of services. I highly recommend them to anyone who asks.
photo
Ealena C.
Great company to work with, helped me set up own occupation disability insurance and were very helpful and great at explaining things along the way.
AOh14GgldRingRg42vI5w2Y6BgnqSYB5y1O4sBLWRiz 2WI=c0x00000000 cc rp s56
Nick P.
Great people and great company
photo
gifhack
What an amazing, honest and successful firm. Thank you!
AOh14Ghfdhem4dQ6FJJCwikh2tkj hy9d eeyp4iGi3R=c0x00000000 cc rp s56
Derrick E.
This firm does a tremendous job for their clients!
AOh14Giehf22spJUapWwFECfgQWFJIA6p5K294GAqhYvYQ=c0x00000000 cc rp s56
Harry A.
First class perofessionals. Dedicated to doing what is right for their clients.
AOh14GgqkPnulOP6I IG2SiJ ymIfNdKw7HfTW4DeqQ7=c0x00000000 cc rp s56
Guy Baker, PhD, MBA, M.
A team that has vision, passion and care for their clients. Appreciate the philanthropic mission in giving back to others.
AOh14GjMirpADHb 3oB0NLc5ELAFGTk iWFHmTb2gtJCFg=c0x00000000 cc rp s56 ba3
Jeff B.
Justin is so knowledgeable, professional, and easy to work with. I cannot recommend him and his company highly enough.
photo
Morgan D.
We've been using these guys for about 7 years now and wouldn't think of going anywhere else. Great people, trustworthy as can be. Just really glad we came across them.And...if you're a pilot they can set you up w/ the right kind of insurance 😉
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Jeremy A.
Justin and his team are top notch and provide a level of specialized service that is not found very often.
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Aaron M.
This is an excellent company that is driven by purpose. I really admire what Justin and his team are doing for Physicians and the community.
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Curt D.
Justin Nabity is an excellent business leader with high integrity and the best interests of his clients front of mind. I have learned a lot about Justin while working with him on the board of the Entrepreneurs Organization
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Dan H.
Very forward thinking company that is client focused with strong community awareness
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Shawn K.
Fantastic resource. incredible value provided to our clients. Cannot recommend Justin strongly enough.
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hunter E.
This is such a great company with an amazing vision for the future! The owners are very focused and hardworking!
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Sierra K.
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