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Student Loan Refinancing Student Loan Refinancing
Custom Repayment Plans and Better Consolidation Rates

Refinance Your Medical School Loans

Consider refinancing your loans to lower the interest rates and save thousands in the total amount paid back over time.

CommonBond offers student loan refinancing to graduates and to parents with Parent PLUS loans. CommonBond offers extremely competitive rates for refinancing along with forbearance options and flexible repayment for interns, residents, and fellows.

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Earn a $225 bonus exclusively for being referred by Physicians Thrive when you refinance your student loans with CommonBond.

SoFi’s mission is to help people reach financial independence to realize their ambitions which is especially helpful for residents, who only have to pay $100 a month without compounding interest during residency. When you apply with Sofi, your financial history, credit score, income vs. expenses, employment status and level of education are factored into your loan eligibility.

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When you apply through the Physicians Thrive link, you qualify for a 0.25% rate discount on your loan.

Lend-Grow is loan marketplace that helps you find the lowest student loan refinance rates by matching you with a local lender who are typically hard to find.

Before refinancing your student loans, it’s wise to get rate quotes from several different lenders to ensure you get the best terms. While you can do that manually on your own, there’s a simpler way: you can go through a refinancing marketplace.

With Credible, you submit your information just once and get quotes from multiple lenders, without affecting your credit score. You can compare interest rates and loan terms from up to ten top lenders and choose the best one for your needs. Once you choose a loan, you can complete your application online.

The service is completely free to use. Instead of charging users fees, Credible makes money through referral commissions if you for a loan through its website.

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When you visit Credible through the Physicians Thrive link, you can earn a $300 bonus for loans under $100k and a $600 bonus if your loan exceeds over $100k when you pick a lender through Credible.

Education Loan Finance (“ELFI”) makes financing your future simple by offering easy payment options, affordable rates, and flexible terms in an application process that is transparent and secure. Ready for something truly different? You’ll never go at it alone. When you apply, you’ll receive a Personal Loan Advisor, an expert ready to walk you through the application process and answer any questions along the way.

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Earn a $300 bonus exclusively for being referred by Physicians Thrive when you refinance your student loans with ELFI.

Splash Financial partners with credit unions, banks, and other lending partners to help you search for competitive rates in minutes without affecting your credit score. Splash’s first refinancing option was built for physicians, and they also offer a special refinancing program for residents and fellows, which allows borrowers to pay only $100 a month during training. To help physicians with large student loan balances, eligible borrowers are able to refinance
over $500,000 through Splash.

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There are no application fees, origination fees or prepayment penalties. If you refinance $100,000 or more through Splash, you will be eligible to receive a $500 cash bonus. The bonus is available for first-time customers only.

The Reset Refinance Loan is offered by ISL Education Lending, a nonprofit student loan lender with more than 40 years of experience exclusively in higher education finance, so you can bet they know their business. The program features a lower-rate refinance loan for practicing physicians and a loan specifically for medical and dental residents that requires only $75 monthly payments* during their residency or fellowship.

You can pre-qualify online to see your rate options in less than a minute with no impact to your credit. And applying generally takes less than 15 minutes.

Loans are originated and serviced for the life of the loan at their one service center by skilled and knowledgeable staff.

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When you refinance $60,000 or more through the Physicians Thrive link, you receive $500 from ISL Education Lending.*

Brazos Higher Education offers some of the best rates to Texas residents only. Brazos is a nonprofit with over 35 years of experience with student loans. As a nonprofit, Brazos’ rates can be better than the national lenders. You can refinance up to $150,000 with a bachelor’s degree and up to $400,000 with a graduate, law, medical or other professional degree. The minimum amount to refinance is $10,000. If you’re a Texan, visit studentloans.com now and start saving.

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Start your Brazos refinance application through this link and you will get a $600 cash bonus after your loan funds!