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Starting Your Own Practice
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Your Financial Future

Resource center from medical school through retirement

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- Brendan Calhoun

Very friendly, professional and comprehensive contract review. Well worth it for peace of mind.

- Jigar Panchal

I worked with Dave Swan recently for disability insurance. Dave and his team were very professional and courteous. He was always available for questions and was overall a pleasure to work with.

- Myriam Lacerte

Dave Swan and his team have been so professional and meticulous. I am quite impressed by the care and their warm approach. They truly have your best interest at heart. I would highly recommend them.

- Ealena Callender

I have been very pleased with Physician's Thrive. Their representatives are always responsive and helpful. Michaela is pleasant and eager to help. It is great to have one reliable place to go for a wide range of services. I highly recommend them to anyone who asks.

- Doug Zaruta

Top notch all-inclusive financial planning, contract review, accounting, tax planning, and more. Dave Swan is a true professional with strong values and integrity. He and the entire team at Physician's Thrive are trustworthy, reliable, and accessible.

- Margarita Krasnova

I was very impressed by the level of services this company provides. I think every physician should consider legal and professional advise when being hired at the new position. While working with this company I realized how many mistakes I could’ve made if not being aware of very small but extremely important details of the contract.

- Brian Berrett

I am a physician and worked with Reid Lancaster and Physicians Thrive to start my outpatient psychiatric practice. Reid was worth every penny. I am the type of person who wears duct tape boots for years to save money so it was hard to invest in myself and my future; however, this has been one of the best decisions I have made. Business is hard, there are so many factors to consider, including all the technical and legal steps, dealing with psychological doubt, risk calculation, when to hire, who to hire, how to delegate, what system helps us move forward. Reid and his awesome team helped me with every step of the way. I had previously been doing it alone for about 5 months and was about to give up my dream of owning my own practice until I found Reid. Now we are thriving and even got an offer from an external company to purchase our business. We ended up keeping Reid on our team after our first year because he just really helps things turn into Gold. On top of this, Reid has gone above and beyond his business obligations and has helped me as become a better person. Thank you for all you have done for me and our practice!

- Dhaval Patel

Justin Nabity and his team are excellent resources for innumerable facets of financial planning with their superb knowledge, honest and straightforward advice combined with an astounding breadth of resources to help you along your journey. .

- Jake Luther

Michaela provided excellent advice regarding student loan repayment, investments, and home buying when I was entering residency. I highly recommend her and this company for any physicians that are in search of financial advising.

- Jonathan Crews

I have nothing but good things to say about Justin Nabity and the staff. He guided me through the process of establishing myself with another practice that aligns with my future growth. He listened intently to my goals and really cares about achieving what is best for the client.

- Ekatherine Rivera

They accommodated to my schedule, were very familiar with the review of a contract of a J1 waiver physician. They reviewed the contract thoroughly, took the time to explain me everything, answered all my questions and helped me negotiate important changes to the contract. I highly recommend them.

- Jillian Halper

The Physicians Thrive team was phenomenal - organized, professional, personable, and able to answer all of my questions!

- Earl Schott

My physician contract was reviewed quickly and professionally. Two-part review includes legal review with attorney and financial review with financial advisor. Would use again.

- Chris Hoedt

Dave was incredibly helpful and always available. I really appreciated all of the information and assistance.

- Jake Schlemmer

Physicians Thrive is an excellent organization that has provided prompt, outstanding service to me on multiple contracts. I remain thoroughly impressed with the quality of service I received and plan to use them any time I have a new contract in the foreseeable future.

- Nakesha King MD

Physicians Thrive has been the perfect aide through Contract Review, Disability Insurance, and now Financial Planning--all facets with which I was fairly unfamiliar. Physicians Thrive has been an amazing tool to build a financial future while doing what I love.

- Colton Roessner

Michaela gave a great presentation on medical student financial literacy and making the transition from student to resident to attending physician. I would highly recommend her for anyone with financial questions about medical student loans and financial planning!

- Nick Peacock

Great company to work with, helped me set up own occupation disability insurance and were very helpful and great at explaining things along the way.

- Saurabh Singhal

I couldn't recommend Dave & Steve Stratman for contract review services more. I also further have a meeting set with Dave to discuss disability insurance and continue our discussion about financial education and planning in the upcoming weeks.

- Matthew Carpenter

I am thrilled to share my wholehearted appreciation for Michaela Speer, who has been our dedicated financial advisor since 2018. When she first joined us on our financial journey, we were grappling with a significant debt from student loans and had set an ambitious financial goal by FY25. I am beyond thrilled to report that, with Michaela's guidance, we successfully achieved that goal! What sets Michaela apart from other financial advisors we have work with is her exceptional level of responsiveness and unwavering support. Rather than imposing pre-packaged solutions, Michaela took the time to learn about our family's values and financial aspirations. She then crafted customized strategies that truly resonated with us and propelled us toward our objectives. Michaela's approach to financial planning is characterized by her genuine kindness, positive attitude, and sharp intellect. Her ability to explain complex financial concepts in an accessible manner has been invaluable in building our comfort level and fostering a strong working relationship. Moreover, she has consistently demonstrated a willingness to invest extra time to ensure that we fully comprehend the strategies she proposes. The results of our collaboration with Michaela speak for themselves. Her expertise, dedication, and personalized approach have been instrumental in helping us realize our financial dreams. I cannot thank her enough for her guidance and support and would highly recommend her services to anyone seeking a financial advisor who truly puts their clients' needs first.

- Joseph S

When I committed myself to opening my own practice, I was honestly a little naive to the details and complexities of the process. It can be overwhelming, financially risky, and daunting. Which is why you need a team that has the prior successes, experience, and professional contacts to have your back. Reid, Justin and Betsy have all of that and more. They are more than consultants, but true friends throughout the process who are invested in you succeeding. I cannot thank them enough for everything they have done for my practice and family!

Holistic Planning for a Thriving Financial Future

We support physicians’ career and planning from medical school to retirement.

Make more money

One of the fastest ways to make more is to negotiate a more fair contract and compensation model. Our contract advisors have reviewed and negotiated over 20,000 contracts.

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Manage your money

The two biggest barriers to building wealth are taxes and market risk. Learn about strategies for tax avoidance that can save you millions and prevent your assets from getting hammered by downturns in the market.

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Protect your Money

Accidents, illnesses or premature death can wreak havoc on you, your family, your business or your financial plans. Get access to an independent brokerage to access the top insurance companies

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My practice

Learn everything you need to start, build, and manage your practice.

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Our Process

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1

Submit a form

When you submit the form, we'll connect you with a member of our team right away

2

Meet with an advisor

A brief call with an advisor is the best way to get answers to any questions you have and for our team to know how to best serve you.

3

Get results

Our advisors are specialized in helping physicians when it comes to anything to do with the dollar. Save time and get expert assistance for your employment contracts, insurance, student loans, financial planning, and more.

About Us

Physicians Thrive is a dynamic, full-service financial planning company helping doctors take control of their finances. You spend your days caring for everyone else — let us take care of ensuring your finances are in order.

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Contract Review

At Physicians Thrive, we’re here to help you understand and negotiate your contract before you sign.

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Our Resources and eBooks

A Wealth of Knowledge

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2024 Physician Compensation Report

Get a leg up on your competition by learning how your salary compares to your colleagues.

Download the eBook
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Contract Review: Exiting an Employment Agreement

Understand what is in your contract and what particular terms and conditions you should be aware of as you prepare to exit.

Download the eBook
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Ensuring Flexibility in Physician Employment Contracts

Understanding the most critical elements of your contract and how to negotiate them

Download the eBook