GSI vs. Non-GSI: Should Your Insurance Policy Have a Health Screening?

July 3, 2025December 3, 2020 by Justin Nabity

Disability insurance is the single best way that physicians can protect their future income if they become ill or injured and cannot work. And while there are hundreds of different policies out there that offer different benefits and terms, there is one thing that almost all have in common:

You’ll need to undergo a health screening before the insurance company starts the underwriting process.

But that is not the case with GSI.

GSI policies do not require a health screening or medical examination. That can certainly make it easier to get coverage, but that doesn’t necessarily mean that it’s better.

10 Best States to Practice Medicine

July 3, 2025December 3, 2020 by Justin Nabity

Choosing to pursue a career in medicine was the easy part.

Deciding where you want to transplant your practice — and possibly your entire family — is a much heavier decision.

And to make matters even more complicated:

For physicians, no two states are the same.

Some states shine bright with an average physician salary of over $300,000.

Another holds the #1 slot for the best quality of life.

And a few post a concerning 51% physician burnout rate.

So, where are the best states to practice medicine? And what makes them worth picking up your entire life and crossing state borders?

San Francisco Housing

January 3, 2025December 2, 2020 by Justin Nabity

San Francisco Housing The city by the bay has long boasted some of the most impressive – and panic-inducing – housing prices in the country. It’s not for nothing that in 2019, San Francisco-based renting company Zumper rated the city’s housing prices as the highest in the world for the second year in a row. … Read more

Webinar: Exploring Medical Specialties

January 3, 2025November 13, 2020 by Justin Nabity

What to Think About and What it Takes Join Dr. David Flick and Justin Nabity as they discuss the difference in medical specialties, how residencies compare for different paths, and different financial factors to consider. In this webinar, you will learn: The work-life balance of becoming a physician. Which specialties are the most competitive. How … Read more

Car Buying for New Attending Physicians

January 3, 2025November 10, 2020 by Justin Nabity

If you’re a physician or doctor who recently graduated, chances are you’ve been told repeatedly to “live like a resident even as an attending for a few more years.” But that does not change the urge to spend some of your new hard-earned salary. While many young professionals struggle to achieve the perfect balance of … Read more

Webinar: A Crash-Course in Paying for Medical School: 10 Ways You Could Save $10,000

January 3, 2025October 30, 2020 by Justin Nabity

Webinar: A Crash-Course in Paying for Medical School: 10 Ways You Could Save $10,000 Join the founder and CEO of Physicians Thrive, Justin Nabity, and aspiring physician Selena as they discuss what pre-med or current medical students may not be considering when it comes to paying for medical school. In this webinar, you will learn: … Read more

Preparing For Your Job Search After Residency

December 19, 2024October 14, 2020 by Justin Nabity

Life as a medical resident is full of ups and downs. On the positive side, you’re reaching the end of your schooling and training, and you’re almost ready to find that first full-time job as a practicing physician. On the negative side, you’re reaching the end of your schooling and training — and finding a … Read more

What Physicians Need to Know About CPT Codes

October 20, 2022October 5, 2020 by Justin Nabity

Whether you work as an employee of a large hospital group or own a private practice, CPT codes play an essential role in all physicians’ lives. Regardless of your specialty and the type of patient care you deliver, it’s crucial you understand all about those five-digit codes.

As a physician, CPT codes may not be your primary focus or something that you’ve given much thought. However, they are an unavoidable part of the job.

From knowing which codes to use and how they affect your bottom line, here’s what physicians need to know about CPT codes.

The Complete Guide to Physician Retirement Planning

October 22, 2025October 1, 2020 by Justin Nabity

If you want to enjoy your retirement years, you’ll need to have a savings plan in place. Because doctors are some of the highest-earning Americans, most new physicians assume that saving is easy.

However, that’s not necessarily the case. Unless you establish a solid physician retirement planning strategy, you might not have enough to support yourself in your golden years. Among every age group of physicians, this is the #1 concern when surveyed according to according to recent surveys of physicians’ financial preparedness.

Physician retirement planning can be complicated. With so many options to choose from, deciding on how to invest your money can be overwhelming. From 401(k) plans to IRAs and stocks, there are many different ways to approach physician retirement planning and save for your future.

A September Update on Covid-19 & Physician Employment Prospects

October 18, 2022September 25, 2020 by Justin Nabity

With a tightening job market, physicians are advised to be patient, but not passive. In April, we wrote about the myriad ways that the onset of COVID-19 was affecting physicians and their employment contracts. At the time, hospital settings were bracing for sudden spikes in patient loads, while many private practices were pressuring physician employees … Read more

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