Avoid This Costly Pitfall in Physician Contract Negotiation: The Forgiveness Period

October 10, 2025July 19, 2021 by Justin Nabity

You worked hard for your degree. Whether you’re landing your first job or looking to make a career move, understanding the nuances of physician contract negotiation can be a mentally taxing process. Your potential employer is looking out for their best interest. So it’s important that you look out for yours in securing the best possible terms for your career.

Thoroughly reading the proposed contract terms is vital. One aspect that can be particularly sticky is the pesky “forgiveness clause.” A key part of physician contract negotiation is knowing where employers may include terms that can cost you in the long run. Keep reading to learn more about how to get the best physician contract negotiation.

A Physician’s Guide to Building an Emergency Fund

September 23, 2026April 29, 2021 by Justin Nabity

While a career in medicine is often financially rewarding, it also often comes with significant debt from student loans. Students in the process of becoming physicians must make substantial investments in their own education. However, this should not come at the expense of saving for essentials and emergencies. It is universally understood that having an … Read more

7 Alternative Jobs for Physicians

July 8, 2026April 25, 2021 by Justin Nabity

Are you burnt out from years of working long hours? Do you want to step away from clinical practice?

You’re not alone. Many doctors suffer from burnout.

After all, practicing medicine is demanding work. It certainly doesn’t have the best work-life balance of any career out there. A lot of physicians come to a point where they want to change career paths.

But, a career change can seem daunting. What field are you supposed to go into after working as a doctor?

Luckily, there are plenty of alternative jobs for physicians! Whether you’re a rookie or a veteran, there are a ton of challenging and fulfilling jobs you can move into. You can put your expertise to work in places other than direct patient care.

Your Full Guide to On-call Pay for Physicians

April 25, 2021 by Justin Nabity

It’s common for doctors to work long hours, but the end of a shift doesn’t necessarily mean the end of the workday. Many physicians have to be on-call at times. That means being available to work even if you have the day or night off.

While being on-call certainly has its drawbacks, it comes with one benefit as well: additional pay.

Here’s a full breakdown of everything you need to know about on-call pay for physicians.

Full Guide to Applying to Residency Programs in the US

October 31, 2025April 19, 2021 by Justin Nabity

No matter where you go to med school or what specialty you plan to practice in, there’s one thing that every physician-to-be has to do:

Complete a residency program.

But first, you’ll need to:

1. Go through the lengthy residency application process
2. Endure the interview process with a variety of different residency programs
3. Make a match on Match Day

Only then can you become a medical resident and start your actual career as a physician in training.

Applying for residency can be a challenge for many medical students. Yet it’s a necessary process requiring thoughtful and careful planning. And you need to start the process long before you graduate medical school.

From when to apply to where, here’s our full guide to applying to residency programs in the U.S.

A New Graduates Guide to Writing a Strong CV

January 3, 2025April 16, 2021 by Justin Nabity

Traditionally, professions in healthcare have been considered safe career choices—even during a recession. Yet the recent pandemic has relentlessly targeted this field. Therefore, patients are putting off elective procedures or delaying necessary routine checkups to reduce possible exposure to the coronavirus. In addition, there has been a disruption in the normal flow of hospital traffic. … Read more

How to Master the Process of Applying to Residency

January 3, 2025March 29, 2021 by Justin Nabity

How to Master the Process of Applying to Residency Dr. David Flick | MedSchoolCoach.com Welcome to your one-stop-shop for planning your residency application. Whether you’re wrapping up your third year, taking an extra year for research, or just trying to get ahead, many of you are asking questions like: When do I apply to residency? … Read more

GSI vs. Non-GSI: Should Your Insurance Policy Have a Health Screening?

July 8, 2026December 3, 2020 by Justin Nabity

Disability insurance is the single best way that physicians can protect their future income if they become ill or injured and cannot work. And while there are hundreds of different policies out there that offer different benefits and terms, there is one thing that almost all have in common:

You’ll need to undergo a health screening before the insurance company starts the underwriting process.

But that is not the case with GSI.

GSI policies do not require a health screening or medical examination. That can certainly make it easier to get coverage, but that doesn’t necessarily mean that it’s better.

10 Best States to Practice Medicine

December 3, 2020 by Justin Nabity

Choosing to pursue a career in medicine was the easy part.

Deciding where you want to transplant your practice — and possibly your entire family — is a much heavier decision.

And to make matters even more complicated:

For physicians, no two states are the same.

Some states shine bright with an average physician salary of over $300,000.

Another holds the #1 slot for the best quality of life.

And a few post a concerning 51% physician burnout rate.

So, where are the best states to practice medicine? And what makes them worth picking up your entire life and crossing state borders?

San Francisco Housing

July 27, 2026December 2, 2020 by Justin Nabity

The city by the bay has long boasted some of the most impressive – and panic-inducing – housing prices in the country. It’s not for nothing that in 2019, San Francisco-based renting company Zumper rated the city’s housing prices as the highest in the world for the second year in a row. But while many … Read more

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