Steps to Get Licensed With the Arizona Medical Board

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Congratulations on graduating from medical school and finally completing your postgraduate training. You’re well on your way to becoming a licensed doctor with the Arizona Medical Board. If the process plays out smoothly, you should have your medical license in-hand within a few months! Before that, though, you must undergo the lengthy application process to … Read more

Alternative Tax Free Income for Physicians

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When is the right time to use a life insurance contract as part of your financial plan? Now, cash-value universal life insurance contracts are an often overlooked investment vehicle that can offer physicians tax-efficient, low-risk wealth accumulation. As you weigh the value of a life insurance contract in comparison to other financial products, it is … Read more

Back to Baseline

Investment Market Update Back to Baseline: July 14, 2020 Stocks rose again this week in light of new economic data. While new cases of Covid-19 have caused some states to begin restricting activities and infection rates seem to be increasing, new encouraging data seemed to win out in markets for the second consecutive week. Manufacturing … Read more

On a Shortened Week

Investment Market Update On a Shortened Week: July 7, 2020 Stocks rose last week in response to encouraging economic data. While new cases of COVID-19 have caused some states to begin restricting activities again, undeniably strong data seemed to win out in markets. Manufacturing, housing, and hiring all returned results beating expectations, propelling equities to … Read more

What to Do When Your Physician Disability Insurance Benefit Period Ends

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When you purchase a disability insurance policy, one of the decisions that you’ll need to make is how long you want your disability insurance benefit period to last. Your choice can significantly affect your insurance premium payment amount. However, it can also determine how protected you will be in the case of an unexpected tragedy.

One in four of today’s 20-year-olds will have faced a disability of some kind before they retire. With those odds, it’s hazardous to lack financial protection against disability. Especially as a high-income earning physician.

To better understand the consequences, this article will break down the ins and outs of short and long-term disability benefit periods. And help you to take some decisive action now to protect your finances in the future.

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Physician Disability Insurance: Post-Claim Underwriting Explained

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Having disability insurance is one of the best ways that physicians can protect their future income. Disability insurance can pay most of your income if you become too ill or injured to work. You can use the insurance money to pay for your mortgage, medical bills, utilities, car payments, other financial obligations and investments or … Read more

What a Physician Should Do If They Just Started a Job and Got Another Offer

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It is common practice for physicians, regardless of their specialty, to sign a physician employment contract. Hospitals, healthcare groups, and private practices alike put contracts in place to protect both the employer and the physician.

In many cases, signing a physician employment contract is a cause for celebration and congratulations. It usually means that you’re about to start a new position that you’re excited about.

But what happens if you sign a contract and, in your first week, realize the job is not a good fit for you?

What do you do if you sign a contract then get a better job offer that you’d rather take?

Physician contracts are binding legal agreements — but there are some ways out of them.

The question becomes, is that contract worth breaking? What will be the ramifications for doing so?

Today we’ll guide you through the process of what to think about and how to decide whether you should get out of your current contract.

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Markets Pump the Breaks

Investment Market Update Markets Pump the Breaks June 30, 2020: Markets fell this week as new cases of Covid-19 have sprung up in the U.S. and around the world. Anxiety at the increasing infection rates dragged on stocks, driving the S&P500 to finish near two week lows. Encouragingly, durable goods orders came in above expectations, … Read more

The Pessimists VS the Optimists

Investment Market Update The Pessimists VS the Optimists June 24, 2020: Markets regained some ground this week as new economic data provided encouraging insight into the economic recovery. Retail sales, manufacturing, and housing data released this week all produced improvements. Each vastly outperforming consensus expectations. Recent surges in economic activity have provided a flash point … Read more