Justin Nabity

At Physicians Thrive, our main goal is to provide physicians with the advice and guidance they need to have financial strength and security throughout their lives.

One of the ways we help physicians enjoy lifelong financial security is by helping them find the right disability insurance policy.

Disability insurance is essential protection for a physician’s future income. But with so many insurance providers and policies to choose from, it can be difficult to decide which one to select.

Over the past few weeks, we’ve compiled a series of disability insurance provider reviews to help physicians decide which policies are the best (and which ones are the worst). Today we’re continuing that series with our provider review of Ohio National disability insurance.

Here’s everything you need to know about Ohio National disability insurance and why it’s a great option for physicians.

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Imagine how drastically your life and financial situation would change if you became ill or disabled and could no longer work as a physician. All your schooling, all of those educational expenses, all those years of training … all down the drain.

Unless you have disability insurance.

Disability insurance is one of the best ways a physician can protect their current and future income. If you haven’t already taken out a policy, the time to do so is now.

But before you sign on the dotted line and start paying your monthly premiums, you’ll need to decide if you want to add any riders. And knowing which ones to take can be tricky, especially because some of them are pretty similar.

Overview

Today we’re discussing three riders that just about every insurance company offers:

The COLA rider, the AIB rider, and the FIO.

Interested in learning what these are all about?

Let’s look at the differences and similarities in these three important disability insurance riders and how each rider works.

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