Protect Your Money

Pre-existing conditions are a common talking point when it comes to health insurance, and under current federal health care, they cannot deny you health insurance due to a pre-existing condition. When it comes to disability insurance however, there is a different set of rules. Depending on the specific condition and the insurance company, an individual … Read more

When it comes to disability insurance, coverage limitations and higher premiums are still common for physicians who have dealt with mental health issues. Mental health coverage is an important consideration when choosing a long-term disability plan, even if you don’t consider yourself likely to ever need this type of coverage. True own-occupation disability insurance provides … Read more

Story of an ER Doctor When life happens, will you and your family be prepared? Find out how this single mother and ER doctor, Valerie King, M.D., managed when she found out she has ulcerative colitis. The video below goes into much more detail on her story and background. Request a disability insurance comparison quote … Read more

For physicians wondering why they need disability insurance, Feranmi Okanlami’s story is a personal example on how having coverage can save you from financial stress in a time of uncertainty. Work With Physicians Thrive Get Your Free Disability Insurance Quote! It’s easy! Start My Contract Review Get Financial Planning

The average worker has a high chance of claiming disability leave at some point in their career. According to the Council for Disability Awareness, more than 25% of today’s 20-year-old workers will miss more than a year of work due to disability before reaching the age of 65. That is to say, while no one … Read more

For physicians, comprehensive disability insurance is the cornerstone of prudent financial planning. While no one anticipates suffering an unexpected illness or injury, disability claims are more common than you might think. It’s estimated that one third of American workers will experience a disability that prevents them from working at some point in their career.

When it comes to disability insurance for doctors, they don’t create all plans equally. Most physicians and surgeons are well-aware of the importance of disability insurance. However, the key differences between employer-provided group plans and own-occupation insurance can be easy to overlook at first glance. These distinctions, often buried within subtle contractual language, can be … Read more