Disability Insurance for Self-Employed Physicians

The American Bar Association reports that over 25% of today’s 20-year-olds will become disabled before retiring. Although nobody plans for life-altering incidents, the chances it can happen to you exist. Running your medical practice gives you flexibility and independence. But it also means you don’t have the same safety nets as traditional employees. If an … Read more

What Is Group Disability Insurance & Is It Worth It?

Group disability insurance is a collective agreement designed to provide financial protection when a member of a defined group becomes unable to work because of a disability or injury. While it doesn’t provide as strong financial protection as private disability insurance, it’s still a valuable insurance tool for any physician. In this guide, we’ll explain … Read more

Why Physicians Need Supplemental Disability Insurance

More than 25% of today’s 20-year-olds—including physicians—will experience a disability before reaching retirement age. For medical professionals, the risk isn’t just theoretical because nearly 3% of full-time physicians already live with a disability. Now, employer-sponsored disability insurance does offer protection against sudden disabilities. But most policies leave dangerous gaps like inadequate coverage limits, restrictive definitions … Read more

How Short-Term Disability Insurance Works & Where To Get It

Key Takeaways A temporary illness or injury can put your profession on hold, which can be detrimental for physicians who are already burdened by the costs of continuing education and loans. Short-term disability insurance can be a lifesaver in such a situation, providing you with up to 70% of your income for the duration. This … Read more

The Essential Insurance For Doctors That You Need In 2025

Key Takeaways For doctors, insurance is more than just a safety net; it’s a cornerstone of a thriving medical practice and a secure financial future. Physicians face unique risks daily, from patient lawsuits to unexpected disabilities, making the right insurance solutions critical for protecting both their personal and financial goals.  This guide explores the essential … Read more

Malpractice Insurance For Doctors 101 [A Simple 2025 Guide]

Key Takeaways According to a study published by the American Medical Association (AMA), approximately 1 in 3 physicians will face a malpractice claim at some point in their career. Malpractice lawsuits cost the U.S. healthcare system billions of dollars annually. One study estimated the annual cost of the medical liability system at $55.6 billion in … Read more

The 5 Best Disability Insurance Providers in 2025

The best disability insurance providers in the United States operate on providing own-occupation coverage. This allows high-earners like physicians a backup plan if they can no longer work in their field. However, each provider has its own policy regulations that can make it a better or worse choice. This guide will show you the best … Read more