Why Physicians Need Supplemental Disability Insurance

More than 25% of today’s 20-year-olds—including physicians—will experience a disability before reaching retirement age. For medical professionals, the risk isn’t just theoretical because nearly 3% of full-time physicians already live with a disability. Now, employer-sponsored disability insurance does offer protection against sudden disabilities. But most policies leave dangerous gaps like inadequate coverage limits, restrictive definitions … Read more

How Short-Term Disability Insurance Works & Where To Get It

Key Takeaways A temporary illness or injury can put your profession on hold, which can be detrimental for physicians who are already burdened by the costs of continuing education and loans. Short-term disability insurance can be a lifesaver in such a situation, providing you with up to 70% of your income for the duration. This … Read more

The Essential Insurance For Doctors That You Need In 2025

Key Takeaways For doctors, insurance is more than just a safety net; it’s a cornerstone of a thriving medical practice and a secure financial future. Physicians face unique risks daily, from patient lawsuits to unexpected disabilities, making the right insurance solutions critical for protecting both their personal and financial goals.  This guide explores the essential … Read more

Malpractice Insurance For Doctors 101 [A Simple 2025 Guide]

Key Takeaways According to a study published by the American Medical Association (AMA), approximately 1 in 3 physicians will face a malpractice claim at some point in their career. Malpractice lawsuits cost the U.S. healthcare system billions of dollars annually. One study estimated the annual cost of the medical liability system at $55.6 billion in … Read more

The 5 Best Disability Insurance Providers in 2025

The best disability insurance providers in the United States operate on providing own-occupation coverage. This allows high-earners like physicians a backup plan if they can no longer work in their field. However, each provider has its own policy regulations that can make it a better or worse choice. This guide will show you the best … Read more

Physician Disability Insurance: Different Types, Premiums, and Benefits

It’s not a stretch to say that disability insurance for physicians is becoming a lifeline for many in the profession. According to statistics, over 25% of 20-year-olds in the United States will likely become disabled well before retirement age. If we shift our attention to physicians, the statistics become even more worrying, with 30% of … Read more

A Physician’s Guide to Disability Insurance Elimination Period

Key Takeaways Disability insurance is a safety net that all men and women can benefit from, regardless of the job they do. But for physicians who earn a high annual salary, it’s crucial. Like all insurance policies, disability insurance policies can be complex and challenging to grasp. There are many components and stipulations you need to … Read more

Disability Insurance for Dentists – Everything You Need to Know

Disability insurance is a type of policy that offers financial protection in case of a temporary or permanent disability. In exchange for paying a monthly premium, you get coverage against any illness or injury that causes a disability for a short or prolonged period. Should any of the disabilities that your policy covers happen while … Read more