Justin Nabity

With the average U.S. home price around $360,000, most Americans cannot save up to buy a home outright. That’s why a staggering 80% of the 80.10 million homeowners in the United States financed their purchase through home loans. A home loan allows you to split the cost of a home purchase into monthly mortgage payments. Here, we’ll … Read more

It costs around $31,869 to sell an average-sized house in the United States, which is a very rough estimation based on a plethora of factors. Selling a house usually means making money, but there are quite a few expenses that sellers need to account for before selling a home. In this guide, we’ll assume that we … Read more

Home staging ensures your property is market-ready through high-impact rooms—such as your kitchen, living room, and master bedroom—and creates an impression that draws more buyers to schedule showings. If you’re a busy physician who doesn’t have the time to coordinate home preparations or wait for the right buyer to come along, home staging services are … Read more

Owning a home can help you build equity and put down roots. It’s also a smart way to save on taxes, especially if you’re a doctor looking to move states. The problem is that many doctors miss out on deductions and tax credits simply because they don’t have the right information. If you’re a self-employed … Read more

Mortgage insurance allows you to buy a house even if you can’t afford a 20% down payment amount while making your situation favorable to the lender by protecting them if you fail to pay. This can be a great decision in certain circumstances but also a financial nightmare in others. Determining if it works for … Read more

Mortgage fees usually cost 2% to 6% of the home sale price. These fees fall under closing costs and are part of the home-buying process. Most people save for a down payment or ensure they can pay the monthly mortgage payment. However, if you’re unaware of mortgage closing costs, it can become a burden as … Read more

As a physician, your home is likely one of your most significant investments, with the median home value for medical professionals being up to twice as high as the national average in the U.S. Having the right homeowners’ insurance is critical to safeguarding your property and financial stability. In this guide, we’ll cover everything you need … Read more

Key Takeaways The cost of buying a home in the U.S. is around $360,000. Even if you’re financially capable, there are many ins and outs in the home’s purchase price that you should consider to make the purchase process as smooth as possible. In this post, we’ll unpack the average costs of buying a home … Read more

Key Takeaways A home appraisal is an unbiased evaluation of a property’s fair market value by a licensed appraiser. It helps both the buyer and the lender ensure the property’s worth aligns with the amount of money being financed. Since real estate prices can vary widely, an accurate appraisal ensures you’re not overpaying and that … Read more