Disability insurance is one of the most important investments many people make. It aids in providing financial protection to you should you become unable to work. Just like purchasing life insurance, the investment in disability coverage aims to cover those “what if” situations. Disability insurance riders are a way to customize your policy to ensure it matches your unique needs. There are various ways to do this, including with residual disability and partial disability. Here’s what you need to know.
Here is a quick review of disability insurance and a deeper dive into some of the riders.