The Doctor’s Life Podcast Episode 005- You’re Paying Too Much In Taxes

June 27, 2024December 17, 2015 by Justin Nabity

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Well, we are about to wrap up 2015. That means it’s about time to dive in to your taxes. Some of us look forward to that refund from the IRS and already have that check spent. That also means we are paying too much on our taxes.

Nick Schneider is back on The Doctor’s Life Podcast with a few tips on how to avoid paying too much on your taxes and some easy ways to get Uncle Sam out of your pocket.

All episodes of The Doctor’s Life Podcast are available here, iTunes, and on SoundCloud. If you have an Android device, you can download a podcast player (I recommend Podcast Addict), and it will pull from iTunes.

How Gen Xers Can Get Their Retirement Saving Back on Track

May 22, 2023December 7, 2015 by Justin Nabity

Steps that may help to address a savings shortfall.

Were you born within the years 1965-1980? That makes you a member of Generation X, and it means you are between ages 42-57. Gen Xers now constitute “the sandwich generation” – how time flies.¹

Broadly speaking, GenX is the first generation that has had to save for retirement without traditional pension plans. In addition, most Gen Xers will probably retire after 2033 – the year in which Social Security predicts its trust funds will run dry, barring federal government intervention.¹

With eldercare responsibilities, kids, and student loans, this demographic is challenged to save for retirement. In fact, 34% of Gen Xers participating in a recent Northwestern Mutual survey stated they had no idea how much retirement income would be sufficient for them. In April, Bankrate found that just 12% of Gen Xers direct more than 15% of their incomes into savings; about 40% were saving 5% or less of their incomes. More disturbingly, 46% of Gen Xers who responded to a May Allianz Life retirement preparedness survey indicated that they would “just figure it out when I get there.”^1,2

The Doctor’s Life Podcast Episode 003- Ohhh, The Midlife Crisis

June 27, 2024December 3, 2015 by Justin Nabity

The midlife crisis. It’s coming! In this episode of The Doctor’s Life Podcast, Nick Schneider dives in to the midlife crisis. With doctors typically just entering into a practice in their early-mid 30’s with a higher disposable income than their friends that have been in the work force for over 20 years, sometimes they feel the need to “catch up” with their friends. Is there a problem with trying to do that? Just take a listen!

(Hint: There’s a right way to do it! Of course there is!)

All episodes of The Doctor’s Life Podcast are available on iTunes, and on SoundCloud. If you have an Android device, you can download a podcast player (I recommend Podcast Addict), and it will pull from iTunes.

Determine Your Investment Risk Right Now!

June 19, 2023November 20, 2015 by Justin Nabity

Investing is fun, and is the greatest tool towards creating future wealth. But when you spot an opportunity, there is a huge question to ask yourself.

“Does this investment align with my investment beliefs?”

I’m not talking about the product that the company is producing. Instead, I’m talking about the amount of investment risk you are looking at.

Sure, every investment comes with a certain amount of risk, but that higher risk should mean a higher payoff in the end. But your entire portfolio can’t be full of risk either.

Physicians Thrive is now providing a tool to every investor to determine where you should be at when it comes to investment risk, and where the level of risk needs to be to achieve the goals you’ve set out for. This tool is called Riskalyze, which takes into account your current portfolio, your financial goals and investment beliefs. Riskalyze shows you in real-time if you’re aligned with your mindset or if it needs to be adjusted for more or less investment risk.

Can A 5-Question Test Predict Your Financial Future?

June 30, 2021November 19, 2015 by Justin Nabity

In the future, will you become wealthier or poorer? Who knows, right? It seems like you would need a crystal ball to really answer that question given life’s up and downs. What if the answer is right in front of you? What if you can determine it from your present financial behaviors? Two Economists Present … Read more

The Doctor’s Life Podcast Episode 002- 50/30/20 Rule

June 27, 2024November 19, 2015 by Justin Nabity

In this episode of The Doctor’s Life Podcast, Nick Schneider dives in to the 50/30/20 rule. From buying a car, home, saving for a college fund, going on vacation, or even eating out, the 50/30/20 rule is one to have in the back of your mind.

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Justin Nabity Earns 2015 NAIFA Quality Award

October 18, 2022October 28, 2015 by Justin Nabity

Physicians Thrive is proud to announce that Wealth Advisor and founder, Justin Nabity has earned a 2015 NAIFA Quality Award – Health and Employee Benefits. Since 1945, the Quality Award has been the mark of excellence and quality service in the financial advisor industry.

Estate Planning for Your Digital Assets

June 27, 2024October 20, 2015 by Justin Nabity

Social media and email accounts. Creative works, photos and keepsakes kept on home computers, the cloud or external storage drives. E-commerce accounts. Domain names. Bitcoin. These are all examples of digital assets. You will manage them closely as long as you live – but what will happen to them once you die?

Investing in Agreement With Your Beliefs

November 4, 2022October 6, 2015 by Justin Nabity

The case for aligning your portfolio with your outlook & worldview.
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Do your investment choices reflect your outlook? Are they in agreement with your values? These questions may seem rather deep when it comes to deciding what to buy or sell, but some great investors have built fortunes by investing according to the ethical, moral and spiritual tenets that guide their lives.

Sir John Templeton stands out as an example. Born and raised in a small Tennessee town, he became one of the world’s richest men and most respected philanthropists. Templeton maintained a lifelong curiosity about science, religion, economics and world cultures – and it led him to notice opportunities in emerging industries and emerging markets (like Japan) that other investors missed. Believing that “every successful entrepreneur is a servant,” he invested in companies that did no harm and which reflected his conviction that “success is a process of continually seeking answers to new questions.”¹

Special Needs Trusts

October 4, 2023October 1, 2015 by Justin Nabity

If you have a child with special needs, you face long-run financial demands that cannot be fully met through federal and state assistance. What can you do to try and meet them?

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