Provider Review: Kansas City Life Insurance

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Kansas City Life Insurance has provided life insurance policies for countless people since 1895. It’s located in Kansas City, Missouri and offers term, whole life, universal life insurance, and annuity financial products. The company was founded by Major William Warner, J.H. North, and S. E. Rumble with the goal of providing “the heart of America” … Read more

Provider Reviews: Symetra Life Insurance

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Symetra Life Insurance Company is a well-established insurance provider based in Bellevue, Washington, USA. The company offers a range of life insurance and retirement products, including term life, indexed universal life, and variable universal life insurance policies. We’ll get into all of the details of their offerings, but first let’s look at a brief history … Read more

Understanding Ancillary Insurance Benefits for Physicians

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Physicians generally command substantial salaries, but the paycheck itself is only one component of a physician’s total compensation. Benefits such as retirement accounts/contributions, education reimbursement/repayment, professional development reimbursement, paid time off, and insurance coverages account for a substantial portion of a physician’s compensation. Of these benefits, physicians are sometimes most unfamiliar with the ancillary health … Read more

Mag Mutual Insurance: What You Need to Know

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Malpractice is a necessary tool for every physician to have in their toolbox. It may even be a licensure requirement in your state. But, whether required or not, malpractice insurance providers like Mag Mutual offer peace of mind not just for you but for your patients, as well, because unexpected things do happen. A doctor’s … Read more

Disability Insurance for Dentists and Oral Surgeons

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Whether you’re a general dentist, an oral and maxillofacial surgeon, endodontist, or another type of dental professional, you know that dentistry is rewarding work. Therefore, disability insurance for a dentist is important.

Further than the education and experience alone, it also provides you another benefit:

The opportunity to earn a higher-than-average salary.

According to the U.S. Bureau of Labor Statistics, the average dentist salary in the U.S. is approximately $164,000 per year.

Oral and maxillofacial surgeons top the field as the highest income earners of all MD dentists, making an average of roughly $235,000 per year.

And when you earn a physician’s salary, you need to protect it with a disability insurance plan.

From how much it costs to picking the right insurer, here’s our guide to disability insurance for dentists and oral surgeons.

Physicians Thrive can help you choose the best disability insurance to protect yourself, your family, and your dental practice. Contact us today to find out how.

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Provider Reviews: MassMutual Disability Insurance

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For physicians and other high-income earners, long-term disability insurance is a must.

If you become injured, ill, or disabled and cannot work, disability insurance will provide you with income. It’s a way to protect your family and provide for your future without having to dip into your savings or retirement funds.

But, like all forms of insurance, it can be difficult to decide which disability policy to select.

Today we’re taking a look into what a disability insurance policy from MassMutual looks like. This disability insurance review will discuss how it can benefit you in the event that you can no longer perform the duties in your current line of work.

Physicians Thrive can help you find the best disability insurance for you and your loved ones. We can help you pick the best insurance riders, guide you through the application process, and answer any questions you have along the way.

Here is our complete provider review on MassMutual disability insurance.

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Full Guide to Physicians Malpractice Tail Coverage

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Every doctor knows that malpractice insurance is essential to protect their career. However, few fully understand why malpractice tail coverage is so important.

Even if you plan on staying at your current position until you retire, you cannot fully control every factor that would make that a reality.

For example, you might be in good standing with your healthcare organization. However, the organization itself might be failing financially and go under. Where would that leave you?

Do you still need malpractice tail coverage if your current malpractice policy is about to end and you plan on changing up insurance companies?

These questions and more are going to be answered with this full guide to physicians’ malpractice tail coverage.

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Disability Insurance for Self-Employed Physicians

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For physicians, having disability insurance coverage is just as important as having health insurance, auto insurance, and homeowner’s insurance. It’s the single best way to protect your future income and ensure you can still earn income even if you become too ill or injured to perform your job duties.

No matter their specialty, every physician should have disability insurance, including self-employed ones. Whether you work locum tenens, as an independent contractor, or own your practice, here’s what self-employed physicians need to know about disability insurance.

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Types of Disability Insurance for Physicians: Your Full Breakdown

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Disability insurance is protection. Protection of your finances. Protection for your family. And protection for your future. It’s as important as having health or life insurance, yet not everyone has a policy.

For physicians earning a high annual salary, it’s even more crucial.

A physical disability or a serious illness can prevent you from working for a short period of time or for the rest of your lifetime. And they can occur at any time in life. Having disability insurance is a way to ensure that you will have some form of income coming in, even if you’re unable to work.

Like all types of insurance, disability insurance can be rather complex. There are a variety of different policies that one can take, all of which provide different levels of coverage and waiting periods. Today we’re taking a look at the various types to help you decide which one is right for you.

Here is our full breakdown of the types of disability insurance for physicians.

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