Protect Your Money

Whether you’re a general dentist, an oral and maxillofacial surgeon, endodontist, or another type of dental professional, you know that dentistry is rewarding work. Therefore, disability insurance for a dentist is important.

Further than the education and experience alone, it also provides you another benefit:

The opportunity to earn a higher-than-average salary.

According to the U.S. Bureau of Labor Statistics, the average dentist salary in the U.S. is approximately $164,000 per year.

Oral and maxillofacial surgeons top the field as the highest income earners of all MD dentists, making an average of roughly $235,000 per year.

And when you earn a physician’s salary, you need to protect it with a disability insurance plan.

From how much it costs to picking the right insurer, here’s our guide to disability insurance for dentists and oral surgeons.

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For physicians, having disability insurance coverage is just as important as having health insurance, auto insurance, and homeowner’s insurance. It’s the single best way to protect your future income and ensure you can still earn income even if you become too ill or injured to perform your job duties.

No matter their specialty, every physician should have disability insurance, including self-employed ones. Whether you work locum tenens, as an independent contractor, or own your practice, here’s what self-employed physicians need to know about disability insurance.

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With so many different life insurance and disability insurance policies to choose from, physicians need to do their due diligence in selecting the right one. And selecting the right policy begins with finding the right insurance company.

When choosing a life insurance or disability insurance policy, many people rely on the advice and recommendations of independent insurance agents and financial advisors. Others prefer to do their own research, obtain individual quotes, and weigh the pros and cons of various policy terms and benefits.

Whether you have an expert helping find the best policy or prefer to do the legwork yourself, here’s something that may help you make an informed decision:

Comdex ratings.

Every physician needs the protection of life insurance and disability insurance. If you’re in the market for your first policy or looking to get an additional one, here’s how Comdex ratings can help you choose a life and disability insurance company.

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