Pattern Life Review: What You Should Know

Insurance policies protect our finances during uncertain events that could change our lives. In the case of an accident or medically related work loss, for example, disability insurance can replace a portion of our work income. There are also other situations, such as loss of life, where life insurance policies can provide financial support for … Read more

Noncancellable Policy – What It Means and Is It The Right Disability Insurance Option for You?

Key Takeaways Noncancellable insurance locks in fixed premiums and benefits for life. It’s more costly but prevents premium hikes or coverage changes. Policies expire at a set age, usually around retirement. Age, health, and specialty significantly influence premium costs. What Is a Noncancellable Insurance Policy? It’s a type of disability insurance policy that can’t be … Read more

How Much Does Disability Insurance Cost In 2025?

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Everyone understands the importance of having health insurance and life insurance. But as a physician earning a sizable yearly salary, there’s one other type of insurance policy you need: disability insurance. If you become ill or disabled and can’t do your job, disability insurance will protect your assets and provide income for your family. But … Read more

Decoding the Data: Medical Malpractice Payouts by State

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From analyzing test results to prescribing medications to performing delicate surgical procedures, physicians in all capacities do life-saving work. But practicing medicine doesn’t always go according to plan. And when it goes awry, there’s one thing you can count on: A medical malpractice lawsuit. Where do malpractice allegations happen the most, and which parts of … Read more

Life Insurance Retirement Plans [LIRP] & When To Get One

Key Takeaways A Life Insurance Retirement Plan (LIRP) is for high-income individuals, combining wealth accumulation with life insurance coverage. LIRP is best for those with significant disposable income who have maximized other retirement savings options and investors who are at least 15 years from retirement due to front-loaded costs. After the initial 10-15 years, policy … Read more

NSO Insurance: A Guide for Medical Professionals

No matter how experienced or dedicated they may be to their work, physicians must always carry malpractice insurance to protect themselves. There’s always the risk that a patient could file a malpractice complaint against them. While everyone knows that physicians need malpractice coverage, some may not realize they aren’t the only ones who need professional … Read more

Banner Life Insurance Review: Our Unbiased Analysis

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As part of our ongoing series to guide physicians into making thoughtful, well-informed decisions before buying life insurance, today we’re taking a hard look at one company in particular: Banner Life Insurance. Here is our full provider review on Banner Life Insurance: is it the right insurance company for you? Banner Life Insurance: At a … Read more

How Much Does Malpractice Insurance Cost?

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Regardless of your area of medicine, one thing all physicians worry about is the possibility of a malpractice suit.

It’s bad enough when mistakes happen and things go wrong with a patient in your care.

Being slapped with a malpractice lawsuit can make the experience even more devastating.

And that’s why malpractice insurance coverage is so important.

But what does it cover? How much does it cost? Why is it so crucial to have malpractice coverage?

Keep reading to learn how much malpractice insurance costs and why it’s so important.

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A Physician’s Guide to the Top Disability Insurance Companies

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Physicians need disability insurance. Without it, a single illness or injury could significantly impact your financial security and your way of life.

Unfortunately, your employer’s group policy, employee benefits, and Social Security likely won’t be enough.

This article explains how to select a provider and the best disability insurance plan for you. Not only do we list our top picks for the best plans for physicians, but we’ll also discuss what to look for when choosing coverage.

Our disability insurance experts can help you find the best plan for you. Contact Physicians Thrive today to connect with one of our specialists.

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