A Financial Advisor’s Review of Infinite Banking

February 18, 2026June 28, 2021 by Justin Nabity

When most people need a loan, they apply for a line of credit through a traditional bank and pay that loan back, over time, with interest.

But what if you could take a loan from yourself? What if you could avoid the big banks altogether, be your own bank, and supply yourself with your own line of credit?

For physicians and other high-income earners, this is possible to do with infinite banking.

Infinite banking isn’t for everyone, but it does provide some unique benefits. Here’s a financial advisor’s review of infinite banking and all the pros and cons involved.

A Physician’s Guide to Building an Emergency Fund

January 3, 2025April 29, 2021 by Justin Nabity

While a career in medicine is often financially rewarding, it also often comes with significant debt from student loans. Students in the process of becoming physicians must make substantial investments in their own education. However, this should not come at the expense of saving for essentials and emergencies. It is universally understood that having an … Read more

Which Physician Specialties Retire Early?

October 1, 2025April 6, 2021 by Justin Nabity

Though it sometimes doesn’t seem feasible, physician retirement is possible. And for physicians in certain specialties, retiring early isn’t just a dream — it’s a reality.

Some specialties, particularly those with a shortage of physicians, have a high rate of doctors well over retirement age.

Yet, others tend to see physicians retiring earlier in their careers.

Whether you’re a medical school student deciding on a specialty or a practicing physician who has been planning for decades, there are some ways to retire earlier than you may think.

Today we’ll answer the question that so many physicians, residents, and medical students want to know:

Which physician specialties retire early?

Medical School Loan Repayment

July 24, 2025March 9, 2021 by Justin Nabity

After college, medical school, and residency, you’re finally ready to get to work as a practicing physician. You should be excited that you’ve reached the point in life where you can actually begin your career. But many physicians don’t feel that excitement because they’re faced with the heavy burden of paying back student loans.

Unfortunately, that debt isn’t going to miraculously disappear on its own.

Fortunately, there are a variety of different approaches you can take to making those loans a thing of the past.

From refinancing to seeking loan forgiveness to working in a healthcare shortage area, there are a variety of steps that you can take to eradicate your debt.

Here is our physician guide on medical school loan repayment.

Beginner’s Guide to Physician Tax Planning

October 13, 2022December 13, 2020 by Justin Nabity

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For new doctors, the transition from medical resident to attending physician often brings a nearly four-fold salary increase. This pay hike can come as a great relief for a young physician. However it also raises new questions about taxes, investments, and long-term savings. To plan for their increased tax burden, doctors should consult with a … Read more

Compensation: Comparing the Top Reports of 2020

January 3, 2025December 4, 2020 by Justin Nabity

As we approach the end of the year, millions of healthcare professionals are reflecting on their financial year. The COVID-19 pandemic has disrupted virtually every aspect of social and economic life in the United States. Therefore, it is an especially important time to think about how best to preserve your financial health moving forward. There … Read more

Webinar: Exploring Medical Specialties

January 3, 2025November 13, 2020 by Justin Nabity

What to Think About and What it Takes Join Dr. David Flick and Justin Nabity as they discuss the difference in medical specialties, how residencies compare for different paths, and different financial factors to consider. In this webinar, you will learn: The work-life balance of becoming a physician. Which specialties are the most competitive. How … Read more

Car Buying for New Attending Physicians

January 3, 2025November 10, 2020 by Justin Nabity

If you’re a physician or doctor who recently graduated, chances are you’ve been told repeatedly to “live like a resident even as an attending for a few more years.” But that does not change the urge to spend some of your new hard-earned salary. While many young professionals struggle to achieve the perfect balance of … Read more

Webinar: A Crash-Course in Paying for Medical School: 10 Ways You Could Save $10,000

January 3, 2025October 30, 2020 by Justin Nabity

Webinar: A Crash-Course in Paying for Medical School: 10 Ways You Could Save $10,000 Join the founder and CEO of Physicians Thrive, Justin Nabity, and aspiring physician Selena as they discuss what pre-med or current medical students may not be considering when it comes to paying for medical school. In this webinar, you will learn: … Read more

A Physician’s Guide to Student Loan Forgiveness

July 3, 2025October 29, 2020 by Justin Nabity

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A Physician’s Guide to Student Loan Forgiveness Each year, thousands of physicians decide to pursue a loan forgiveness or assistance program to ease the burden of their student debt. While the appeal of these programs is obvious, many of the requirements, restrictions, and fine print are not nearly as transparent. For doctors who are counting … Read more

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