Manage Your Money
Services • Investments • Retirement
Strategic Retirement Investments
Investments for Retirement
Planning for retirement requires a deliberate investment strategy that balances growth, stability, and tax efficiency.
At Physicians Thrive, we help physicians build customized retirement investment portfolios to ensure financial security and lifestyle continuity after their medical careers.
From tax-advantaged accounts like 401(k)s and IRAs to diversified investment opportunities, we tailor solutions to maximize growth while minimizing tax burdens.
Whether you are starting your career, at peak earning years, or approaching retirement, our team of experts guides you through asset allocation, risk management, and income planning, ensuring your investments provide sustainable income and long-term financial independence.
How It Works
We begin with a retirement goals assessment, identifying your target income, timeline, and lifestyle needs.
Our team then designs a tax-efficient investment strategy, leveraging accounts like 401(k)s, IRAs, and Roth conversions to maximize savings.
We focus on portfolio diversification, incorporating stocks, bonds, and alternative investments to balance growth and risk based on your career stage.
As you near retirement, we implement income strategies to ensure sustainable withdrawals while managing Required Minimum Distributions (RMDs) and minimizing tax exposure.
Through ongoing monitoring and adjustments, we adapt your portfolio to market changes, securing your financial stability throughout retirement.
Tax-Advantaged Savings
Maximize contributions to accounts like 401(k)s, IRAs, and Roth IRAs to grow your retirement investments tax-efficiently.
Diversified Portfolio Design
Build a balanced portfolio of stocks, bonds, and alternative investments to ensure growth, stability, and inflation protection over time.
Sustainable Income Planning
Develop a strategy for tax-efficient withdrawals, RMD management, and income sustainability throughout retirement.
Frequently Asked Questions
When should I start investing for retirement?
The earlier, the better. Starting in residency or early practice allows more time for compound growth, but it’s never too late to begin planning.
What types of accounts are best for retirement savings?
Tax-advantaged accounts like 401(k)s, Roth IRAs, and SEP-IRAs are ideal for physicians, depending on your employment type and income level.
How do I ensure I don’t outlive my retirement savings?
We create sustainable income plans that include diversified investments, withdrawal strategies, and risk management to support you throughout retirement.
More on retirement
Related Services
110,500 Physicians
…and Counting
We’ve educated and served thousands of physicians.
Our team has helped physicians in all 50 states better understand their unique financial situations.
7,000+ satisfied physicians
– Jigar Panchal
I worked with Dave Swan recently for disability insurance. Dave and his team were very professional and courteous. He was always available for questions and was overall a pleasure to work with.
– Saurabh Singhal
I couldn’t recommend Dave & Steve Stratman for contract review services more. I also further have a meeting set with Dave to discuss disability insurance and continue our discussion about financial education and planning in the upcoming weeks.
– Nick Peacock
Great company to work with, helped me set up own occupation disability insurance and were very helpful and great at explaining things along the way.
– Ealena Callender
I have been very pleased with Physician’s Thrive. Their representatives are always responsive and helpful. Michaela is pleasant and eager to help. It is great to have one reliable place to go for a wide range of services. I highly recommend them to anyone who asks.
– Doug Zaruta
Top notch all-inclusive financial planning, contract review, accounting, tax planning, and more. Dave Swan is a true professional with strong values and integrity. He and the entire team at Physician’s Thrive are trustworthy, reliable, and accessible.
– Jake Luther
Michaela provided excellent advice regarding student loan repayment, investments, and home buying when I was entering residency. I highly recommend her and this company for any physicians that are in search of financial advising.
– Colton Roessner
Michaela gave a great presentation on medical student financial literacy and making the transition from student to resident to attending physician. I would highly recommend her for anyone with financial questions about medical student loans and financial planning!
