Who Needs Disability Insurance? You and NFL Players

Request-DI-Quote-CTASo who needs disability insurance? You’ve heard from so many different companies about disability insurance and how it protects you and your paycheck from accidents and illness. With decades of a career ahead of you, nobody can predict the future. The one way to cover your paycheck is with a disability insurance policy.

Along those lines of protecting a paycheck, you’d actually be surprised by who needs disability insurance: Future NFL athletes.

These guys have put in years of training with the goal of moving in to a career with a high end salary. Sound familiar?

Courtesy of NOLA.com

“Fisher, a Louisiana native and LSU alumnus and season ticket-holder, has worked with several athletes to have suffered costly injuries, including former Tigers offensive tackle Ciron Black, former USC defensive end Morgan Breslin and former South Carolina running back Marcus Lattimore, whose own knee injuries have been used as a specific cautionary example

“Black, for instance, a likely first-round draft pick in 2010, never signed an NFL contract after suffering a knee injury his senior season against Alabama.”

“Oregon defensive back Ifo Ekpre-Olomu went from likely first-round selection to seventh-round pick last season when he tore an ACL during preparation for the Ducks’ national championship appearance against Ohio State.

But the 5-foot-9 cornerback would still ultimately find himself guaranteed of far less money — more than $8 million — than he would’ve been prior to the injury, according to ESPN.com sports business reporter Darren Rovell’s projections during the NFL Draft.”

Ekpre-Olomu, now a member of the Cleveland Browns, is currently […] seeking payment from his $3 million insurance policy.

Little did you know you had so much in common with NFL draft picks, but it is true!

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