Locum Tenens Coverage: Disability, Health, Malpractice and More

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Working in medicine is unique in that the title of “physician” means many different things. Some physicians work around-the-clock shifts in hospital emergency departments. Some physicians operate private practices and focus on primary care or preventative medicine. Some deliver babies, some treat cancer patients, and some perform invasive neuro or cardiac surgeries. Yet, no matter what type […]

How to Avoid or Overcome Life Insurance Fraud

How to Avoid or Overcome Life Insurance Fraud

How to Avoid or Overcome Life Insurance Fraud There are several types of life insurance fraud. As a policyholder, you need to know what kinds of mistakes or omissions on your application might cause your beneficiary’s claim for benefits to be denied. As a beneficiary, you need to understand how beneficiary designations can be changed […]

Nationwide Life Insurance Review

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Many people think that life insurance is just another way to leave our heirs some money when we die, a way to provide them a safety net should the family suffer a loss of income. And while that is the primary reason for having a life insurance policy, it’s certainly not the only one. Depending […]

Life Insurance Claim Denied? Here’s What to Do

Life Insurance Claim Denied? Here’s What to Do

Life Insurance Claim Denied? Here’s What to Do Veronica Baxter | Boonswang Law Firm If you are a beneficiary to a life insurance policy and your claim was denied, do not take no for an answer. The insurance company is required to tell you why your claim was denied, and many times, upon further investigation, that […]

9 Common Life Insurance Riders that Physicians Should Know

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9 Common Life Insurance Riders that Physicians Should Know When it comes to choosing a life insurance policy, doctors are in a challenging position. Most physicians’ families rely on their income to provide for basic living expenses as well future savings. In the event that a physician passes away, life insurance provides an essential financial […]

Who Should Consider LIRP?

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Who Should Consider LIRP? Physicians Thrive spoke with subject matter expert, Michael Fontanini, regarding which individuals stand to benefit the most from a life insurance strategy designed to maximize cash-value accumulation. Life Insurance Retirement Planning (LIRP) is a complementary protection and wealth accumulation strategy that allows physicians to diversify and supplement their retirement income with […]

3 Ways to Avoid Taxes on Life Insurance Benefits

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3 Ways to Avoid Taxes on Life Insurance Benefits Veronica Baxter | Boonswang Law Firm As a general rule, proceeds from a life insurance policy are not taxed as income to the recipient. Whether the proceeds take the form of death benefits or Accidental Death & Dismemberment (AD&D) benefits to the insured, those proceeds are […]

Provider Reviews: Pacific Life

Pacific Life insurance review

There’s more to life insurance than just leaving your heirs a lump sum of money when you die. When managed properly, a life insurance policy can actually build wealth and create tax-free income in retirement. But with so many different providers out there, how can you be sure you’re choosing the right policy? Today we’re continuing our […]