Archive For: Life Insurance

Is It Time for Life Insurance?

Many younger Americans lack life insurance. A 2014 report from insurance industry analyst LIMRA found that only a third of Gen Y Americans have any life insurance coverage. In the same survey of 6,000 respondents, six in 10 Gen X and Gen Y Americans said their households would be hard pressed to make ends meet ... Read More
 

Life Insurance as Part of Your Tax Diversification Strategy

The Physician’s Life Insurance Primer Series: How life insurance fits in a savings and tax diversification strategy For many people, life insurance forms the security foundation of their financial plan. While most financial planners recommend that life insurance be purchased for its protection, and not as a primary savings vehicle, few would argue that cash ... Read More
 

How Much Life Insurance Do You Need?

The Physician’s Life Insurance Primer Series: Right-sizing your policy can offer the real peace-of-mind that insurance is meant to provide. Anyone with a family to protect understands the critical role life insurance plays in their financial plan. However, in determining the actual amount of coverage to provide essential protection needs, many people tend to adhere ... Read More
 

Physician Contracts, Disability Insurance and Investments

Contracts: Horrible Unexpected Results Of Casual Contracts It’s tempting to trust your new employer and assume he or she has your best interests at heart. Employers are, after all, showing faith in you when they offer you a contract. However, it’s not uncommon for unexamined contracts to contain unintended pitfalls that make things go horribly ... Read More
 
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