The Benefit Period is how long your income can be replaced in the event of a long-term disability.
- 5 Year Benefit
- 10 Year Benefit
- To Age 65
- To Age 67
- To Age 70
Provider Definitions
Ohio National
This is the longest period of time that base monthly benefits or rider benefits will be paid for one total disability caused by the same or related injury or sickness.
Mass Mutual
The maximum length of time we will pay monthly benefits for a disability.
Standard
The maximum period of time we will pay disability benefits for any one disability.
Guardian
The benefit period is the longest period of time for which we will pay benefits for a continuous disability.
Ameritas
Means the maximum length of time we will pay you a base monthly benefit as long as you are totally disabled.
Principal
Starts after the satisfaction of the elimination period and is the longest time for which benefits will be paid for any one continuous disability.
