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Taxable Investments for Physicians
Taxable investments play a critical role in building long-term wealth for physicians, offering flexibility and liquidity beyond retirement accounts.
At Physicians Thrive, we specialize in helping doctors strategically manage taxable investment portfolios to optimize after-tax returns.
By leveraging tax-efficient strategies like asset location, tax-loss harvesting, and dividend optimization, we ensure your investments align with your financial goals while minimizing unnecessary tax burdens.
Whether you’re starting your investment journey or refining an existing portfolio, our team provides expert guidance to navigate the complexities of taxable accounts and maximize growth opportunities for a financially secure future.
How It Works
We begin with a comprehensive assessment of your financial goals, tax situation, and existing investments. Our team then designs a customized taxable investment strategy to maximize returns while reducing tax liabilities.
Through tax-efficient portfolio construction, we prioritize investments like index funds, municipal bonds, and tax-advantaged dividends.
We also implement tax-loss harvesting to offset capital gains and strategically manage asset sales to benefit from long-term capital gains rates.
Finally, we provide ongoing monitoring and adjustments, ensuring your taxable investments stay aligned with your evolving financial objectives and the latest tax laws for optimal performance.
Portfolio Diversification
Create a balanced, diversified investment portfolio that includes stocks, bonds, and alternative investments to align with your financial goals.
Tax-Efficient Strategies
Minimize tax burdens with smart techniques like asset location, tax-loss harvesting, and tax-advantaged dividends to maximize after-tax returns.
Strategic Asset Management
Manage the timing of asset sales and capital gains to reduce short-term tax liabilities and optimize long-term growth potential.
Frequently Asked Questions
What are taxable investments?
Taxable investments are non-retirement accounts, like brokerage accounts, where earnings are subject to capital gains taxes and dividend taxation.
How can taxable accounts benefit physicians?
Taxable accounts offer greater flexibility and liquidity, allowing physicians to invest beyond contribution limits in tax-advantaged retirement accounts.
What strategies help reduce taxes on taxable investments?
Key strategies include tax-loss harvesting, holding tax-efficient funds, prioritizing long-term capital gains, and strategically managing dividends to lower your overall tax burden.
Related Services
110,500 Physicians
…and Counting
We’ve educated and served thousands of physicians.
Our team has helped physicians in all 50 states better understand their unique financial situations.
7,000+ satisfied physicians
– Jigar Panchal
I worked with Dave Swan recently for disability insurance. Dave and his team were very professional and courteous. He was always available for questions and was overall a pleasure to work with.
– Saurabh Singhal
I couldn’t recommend Dave & Steve Stratman for contract review services more. I also further have a meeting set with Dave to discuss disability insurance and continue our discussion about financial education and planning in the upcoming weeks.
– Nick Peacock
Great company to work with, helped me set up own occupation disability insurance and were very helpful and great at explaining things along the way.
– Ealena Callender
I have been very pleased with Physician’s Thrive. Their representatives are always responsive and helpful. Michaela is pleasant and eager to help. It is great to have one reliable place to go for a wide range of services. I highly recommend them to anyone who asks.
– Doug Zaruta
Top notch all-inclusive financial planning, contract review, accounting, tax planning, and more. Dave Swan is a true professional with strong values and integrity. He and the entire team at Physician’s Thrive are trustworthy, reliable, and accessible.
– Jake Luther
Michaela provided excellent advice regarding student loan repayment, investments, and home buying when I was entering residency. I highly recommend her and this company for any physicians that are in search of financial advising.
– Colton Roessner
Michaela gave a great presentation on medical student financial literacy and making the transition from student to resident to attending physician. I would highly recommend her for anyone with financial questions about medical student loans and financial planning!
